Gutters, roofing, siding and windows in ZIP code 55349, Howard Lake, MN

• Gutters in ZIP code 55349

  Wright County averages 31.3 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 55349

  8 of the 21 hail events on record within 10 miles of the center of ZIP code 55349 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 55349

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 55349 from 2016 through September 22, 2025 was 70 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 55349

  48% of homes in ZIP code 55349 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 55349 is filed here under Howard Lake, in Wright County, Minnesota; its center is about 54 miles northwest of our Farmington office. Our address file holds 2,121 address points in ZIP code 55349. Of the cities and towns on our pages, ZIP code 55349 covers only Howard Lake.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 55349 has 1,679 housing units, and 85% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 1% are attached homes such as townhomes. Mobile homes make up 3% of the housing units.

The median home in ZIP code 55349 was built in 1982. 48% of homes in ZIP code 55349 were built before 1980, and 22% were built in 2000 or later. The most common building period is 1990–1999, with 357 homes.

83% of occupied homes in ZIP code 55349 are owner-occupied. The median owner-occupied home in ZIP code 55349 is valued at $287,100. Among occupied homes in ZIP code 55349, 46% heat with utility gas, 17% with electricity, 27% with bottled or tank gas, 4% with fuel oil and 4% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 55349.

The nearest other ZIP codes we serve, measured center to center, are 55390 in Waverly (4.7 miles east), 55321 in Cokato (6 miles west), 55395 in Winsted (7.3 miles south), 55363 in Montrose (8 miles east), 55381 in Silver Lake (11 miles southwest) and 55325 in Dassel (12 miles west). The table sets ZIP code 55349 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 21 hail events, 24 thunderstorm-wind events and 3 tornadoes within 10 miles of the center of ZIP code 55349 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 3 inches on July 27, 2016, near Winsted. 8 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 55349 was 69 mph wind on July 28, 2025, less than 1 mile away near Howard Lake. The most recent hail event within 10 miles of the center of ZIP code 55349 was on August 9, 2025: 1 in hail near Cokato. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 55349 was on August 16, 2025, near Cokato. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 55349 in that period was 70 mph. The busiest year was 2023, with 11 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Howard Lake, which is in Wright County; the ratings below are that county's. Wright County scores 89.4 of 100 for hail in FEMA's National Risk Index, which ranks 9th of 87 Minnesota counties. Wright County scores 95 of 100 for strong wind in FEMA's National Risk Index, which ranks 9th of 87 Minnesota counties. Wright County scores 72.3 of 100 for winter weather in FEMA's National Risk Index, which ranks 39th of 87 Minnesota counties. Of the perils listed here, the highest score in Wright County is for strong wind, at 95 of 100.

Wright County averages 31.3 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Wright County is 44.2°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Farmington office is at 821 3rd St, Farmington, MN 55024, about 54 miles from the center of ZIP code 55349. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (651) 998-8500.

• Farmington office: address, hours and map