Gutters, roofing, siding and windows in ZIP code 55381, Silver Lake, MN

• Gutters in ZIP code 55381

  McLeod County averages 33 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 55381

  12 of the 32 hail events on record within 10 miles of the center of ZIP code 55381 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 55381

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 55381 from 2016 through September 22, 2025 was 86 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 55381

  65% of homes in ZIP code 55381 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 55381 is filed here under Silver Lake, in McLeod County, Minnesota; its center is about 55 miles west of our Farmington office. Our address file holds 904 address points in ZIP code 55381. Of the cities and towns on our pages, ZIP code 55381 covers only Silver Lake.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 55381 has 871 housing units, and 87% of them are single-family detached homes (American Community Survey 2023, 5-year). Mobile homes make up 2% of the housing units.

The median home in ZIP code 55381 was built in 1965. 65% of homes in ZIP code 55381 were built before 1980, and 16% were built in 2000 or later. The most common building period is 1939 or earlier, with 262 homes.

88% of occupied homes in ZIP code 55381 are owner-occupied. The median owner-occupied home in ZIP code 55381 is valued at $233,400. Among occupied homes in ZIP code 55381, 48% heat with utility gas, 10% with electricity, 34% with bottled or tank gas, 2% with fuel oil and 4% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 55381.

The nearest other ZIP codes we serve, measured center to center, are 55354 in Lester Prairie (6.4 miles southeast), 55395 in Winsted (6.5 miles east), 55350 in Hutchinson (10 miles west), 55367 in New Germany (11 miles east), 55349 in Howard Lake (11 miles northeast) and 55321 in Cokato (11 miles north). The table sets ZIP code 55381 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 32 hail events, 29 thunderstorm-wind events and 7 tornadoes within 10 miles of the center of ZIP code 55381 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 3.75 inches on August 11, 2023, near Dassel. 12 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 55381 was 0.75 in hail on July 23, 2016, 2 miles away near Silver Lake. The most recent hail event within 10 miles of the center of ZIP code 55381 was on August 9, 2025: 0.75 in hail near Dassel. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 55381 was on July 28, 2025, near Winsted. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 55381 in that period was 86 mph. The busiest year was 2016, with 12 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Silver Lake, which is in McLeod County; the ratings below are that county's. McLeod County scores 78.5 of 100 for hail in FEMA's National Risk Index, which ranks 26th of 87 Minnesota counties. McLeod County scores 82.8 of 100 for strong wind in FEMA's National Risk Index, which ranks 18th of 87 Minnesota counties. McLeod County scores 61 of 100 for winter weather in FEMA's National Risk Index, which ranks 54th of 87 Minnesota counties. Of the perils listed here, the highest score in McLeod County is for strong wind, at 82.8 of 100.

McLeod County averages 33 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in McLeod County is 45°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Farmington office is at 821 3rd St, Farmington, MN 55024, about 55 miles from the center of ZIP code 55381. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (651) 998-8500.

• Farmington office: address, hours and map