Gutters, roofing, siding and windows in ZIP code 55321, Cokato, MN

• Gutters in ZIP code 55321

  Wright County averages 31.3 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 55321

  8 of the 19 hail events on record within 10 miles of the center of ZIP code 55321 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 55321

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 55321 from 2016 through September 22, 2025 was 70 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 55321

  56% of homes in ZIP code 55321 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 55321 is filed here under Cokato, in Wright County, Minnesota; its center is about 60 miles northwest of our Farmington office. Our address file holds 2,533 address points in ZIP code 55321. Of the cities and towns on our pages, ZIP code 55321 covers only Cokato.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 55321 has 2,033 housing units, and 80% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 2% are attached homes such as townhomes. Mobile homes make up 3% of the housing units.

The median home in ZIP code 55321 was built in 1976. 56% of homes in ZIP code 55321 were built before 1980, and 20% were built in 2000 or later. The most common building period is 1939 or earlier, with 425 homes.

79% of occupied homes in ZIP code 55321 are owner-occupied. The median owner-occupied home in ZIP code 55321 is valued at $265,100. Among occupied homes in ZIP code 55321, 45% heat with utility gas, 20% with electricity, 26% with bottled or tank gas, 4% with fuel oil and 3% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 55321.

The nearest other ZIP codes we serve, measured center to center, are 55349 in Howard Lake (6 miles east), 55325 in Dassel (6.2 miles west), 55390 in Waverly (11 miles east), 55381 in Silver Lake (11 miles south), 55395 in Winsted (11 miles southeast) and 55324 in Darwin (12 miles west). The table sets ZIP code 55321 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 19 hail events, 16 thunderstorm-wind events and 1 tornado within 10 miles of the center of ZIP code 55321 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 3.75 inches on August 11, 2023, near Dassel. 8 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 55321 was 1 in hail on June 16, 2025, less than 1 mile away near Cokato. The most recent hail event within 10 miles of the center of ZIP code 55321 was on August 9, 2025: 0.75 in hail near Dassel. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 55321 was on August 16, 2025, near Cokato. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 55321 in that period was 70 mph. The busiest year was 2023, with 9 events in all.

Apart from those database entries, NOAA weather radar indicated hail of 1 inch or larger over Cokato on 1 day from January 2025 on, most recently August 9, 2025. A radar indication is an estimate, not a report from the ground, and the counts and tables on this page do not include it.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); NOAA MRMS radar hail estimates (for the city of Cokato).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Cokato, which is in Wright County; the ratings below are that county's. Wright County scores 89.4 of 100 for hail in FEMA's National Risk Index, which ranks 9th of 87 Minnesota counties. Wright County scores 95 of 100 for strong wind in FEMA's National Risk Index, which ranks 9th of 87 Minnesota counties. Wright County scores 72.3 of 100 for winter weather in FEMA's National Risk Index, which ranks 39th of 87 Minnesota counties. Of the perils listed here, the highest score in Wright County is for strong wind, at 95 of 100.

Wright County averages 31.3 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Wright County is 44.2°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Farmington office is at 821 3rd St, Farmington, MN 55024, about 60 miles from the center of ZIP code 55321. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (651) 998-8500.

• Farmington office: address, hours and map