Gutters, roofing, siding and windows in Underwood, MN

• Gutters in Underwood

  Otter Tail County averages 27.5 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in Underwood

  6 of the 17 hail events on record within 10 miles of Underwood from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in Underwood

  The strongest thunderstorm wind on record within 10 miles of Underwood from 2016 through September 22, 2025 was 85 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in Underwood

  48% of homes in ZIP code 56586 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

Our pages cover 1 ZIP code of Underwood: 56586. ZIP code 56586 has 796 households; its median home was built in 1982, and 92% of its housing units are single-family detached. The median home value in ZIP code 56586 is $283,500, and 94% of its occupied homes are owner-occupied. The median owner-occupied home in Underwood is valued at $168,800.

• ZIP code 56586

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area (a ZIP code can extend beyond the city); ZIP list and address points from the Census address file.

The NOAA Storm Events Database records 17 hail events, 38 thunderstorm-wind events and 2 tornadoes within 10 miles of Underwood from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 2 inches on August 31, 2018, near Battle Lake. 6 of those hail events had hail 1.5 inches or larger.

The closest event to the center of Underwood was 60 mph wind on May 15, 2025, 1 mile away near Underwood. The most recent hail event within 10 miles of Underwood was on July 23, 2024: 1 in hail near Underwood. The most recent thunderstorm-wind event within 10 miles of Underwood was on June 22, 2025, near Fergus Falls. The strongest thunderstorm wind recorded within 10 miles of Underwood in that period was 85 mph. The busiest year was 2022, with 13 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Otter Tail County has 36,669 housing units, and 81% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 3% are attached homes such as townhomes. Mobile homes make up 6% of the housing units.

The median home in Otter Tail County was built in 1978. 53% of homes in Otter Tail County were built before 1980, and 25% were built in 2000 or later. The most common building period is 1939 or earlier, with 5,777 homes.

79% of occupied homes in Otter Tail County are owner-occupied. The median owner-occupied home in Otter Tail County is valued at $252,500. Among occupied homes in Otter Tail County, 31% heat with utility gas, 28% with electricity, 29% with bottled or tank gas, 5% with fuel oil and 5% with wood.

• Year-built table and more on the Otter Tail County page

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040).

Underwood is in Otter Tail County, so the county ratings below apply to it. Otter Tail County scores 81.4 of 100 for hail in FEMA's National Risk Index, which ranks 20th of 87 Minnesota counties. Otter Tail County scores 86.7 of 100 for strong wind in FEMA's National Risk Index, which ranks 17th of 87 Minnesota counties. Otter Tail County scores 97.5 of 100 for winter weather in FEMA's National Risk Index, which ranks 2nd of 87 Minnesota counties. Of the perils listed here, the highest score in Otter Tail County is for winter weather, at 97.5 of 100.

Otter Tail County averages 27.5 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Otter Tail County is 41.3°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

The nearest other cities we serve, by straight-line distance, are Battle Lake (7.3 miles), Dalton (8.1 miles), Fergus Falls (9.7 miles), Clitherall (12 miles), Ashby (14 miles), Elizabeth (14 miles), Vining (16 miles) and Erhard (17 miles). The other Otter Tail County communities we serve are Battle Lake, Bluffton, Clitherall, Dalton, Deer Creek, Dent, Elizabeth, Erhard, Fergus Falls, Henning, New York Mills, Ottertail, Parkers Prairie, Pelican Rapids, Perham, Richville, Urbank, Vergas and Vining.

• Battle Lake 7.3 mi
• Dalton 8.1 mi
• Fergus Falls 9.7 mi
• Clitherall 12 mi
• Ashby 14 mi
• Elizabeth 14 mi
• Vining 16 mi
• Erhard 17 mi
• Ottertail 18 mi
• Richville 19 mi

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 80 miles from Underwood. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map