Gutters, roofing, siding and windows in ZIP code 56520, Breckenridge, MN

• Gutters in ZIP code 56520

  Wilkin County averages 26 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 56520

  1 of the 7 hail events on record within 10 miles of the center of ZIP code 56520 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 56520

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 56520 from 2016 through September 22, 2025 was 75 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 56520

  66% of homes in ZIP code 56520 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 56520 is filed here under Breckenridge, in Wilkin County, Minnesota; its center is about 110 miles west of our Brainerd office. Our address file holds 1,705 address points in ZIP code 56520. Of the cities and towns on our pages, ZIP code 56520 covers only Breckenridge.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 56520 has 1,904 housing units, and 66% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 2% are attached homes such as townhomes. Mobile homes make up 6% of the housing units.

The median home in ZIP code 56520 was built in 1971. 66% of homes in ZIP code 56520 were built before 1980, and 15% were built in 2000 or later. The most common building period is 1939 or earlier, with 374 homes.

73% of occupied homes in ZIP code 56520 are owner-occupied. The median owner-occupied home in ZIP code 56520 is valued at $152,600. Among occupied homes in ZIP code 56520, 49% heat with utility gas, 32% with electricity, 10% with bottled or tank gas, 2% with fuel oil and 1% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 56520.

The nearest other ZIP codes we serve, measured center to center, are 56579 in Rothsay (15 miles northeast), 56537 in Fergus Falls (20 miles east), 56514 in Barnesville (25 miles north), 56534 in Erhard (26 miles northeast), 56572 in Pelican Rapids (30 miles northeast) and 56324 in Dalton (30 miles east). The table sets ZIP code 56520 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 7 hail events, 13 thunderstorm-wind events and 4 tornadoes within 10 miles of the center of ZIP code 56520 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 1.75 inches on August 27, 2016, near Foxhome. 1 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 56520 was 60 mph wind on July 9, 2020, 2.8 miles away near Breckenridge. The most recent hail event within 10 miles of the center of ZIP code 56520 was on June 12, 2024: 1 in hail near Breckenridge. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 56520 was on May 12, 2022, near Breckenridge. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 56520 in that period was 75 mph. The busiest year was 2020, with 5 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Breckenridge, which is in Wilkin County; the ratings below are that county's. Wilkin County scores 53.1 of 100 for hail in FEMA's National Risk Index, which ranks 67th of 87 Minnesota counties. Wilkin County scores 28 of 100 for strong wind in FEMA's National Risk Index, which ranks 69th of 87 Minnesota counties. Wilkin County scores 60.9 of 100 for winter weather in FEMA's National Risk Index, which ranks 55th of 87 Minnesota counties. Of the perils listed here, the highest score in Wilkin County is for tornado, at 67 of 100.

Wilkin County averages 26 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Wilkin County is 42.5°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 110 miles from the center of ZIP code 56520. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map