Gutters, roofing, siding and windows in ZIP code 56537, Fergus Falls, MN

• Gutters in ZIP code 56537

  Otter Tail County averages 27.5 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 56537

  6 of the 16 hail events on record within 10 miles of the center of ZIP code 56537 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 56537

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 56537 from 2016 through September 22, 2025 was 85 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 56537

  58% of homes in ZIP code 56537 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 56537 is filed here under Fergus Falls, in Otter Tail County, Minnesota; its center is about 90 miles west of our Brainerd office. Our address file holds 9,098 address points in ZIP code 56537. Of the cities and towns on our pages, ZIP code 56537 covers only Fergus Falls.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 56537 has 9,498 housing units, and 69% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 5% are attached homes such as townhomes. Mobile homes make up 4% of the housing units.

The median home in ZIP code 56537 was built in 1975. 58% of homes in ZIP code 56537 were built before 1980, and 18% were built in 2000 or later. The most common building period is 1939 or earlier, with 1,548 homes.

71% of occupied homes in ZIP code 56537 are owner-occupied. The median owner-occupied home in ZIP code 56537 is valued at $223,000. Among occupied homes in ZIP code 56537, 43% heat with utility gas, 33% with electricity, 15% with bottled or tank gas, 4% with fuel oil and 2% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 56537.

The nearest other ZIP codes we serve, measured center to center, are 56324 in Dalton (12 miles southeast), 56586 in Underwood (12 miles east), 56534 in Erhard (13 miles north), 56579 in Rothsay (18 miles northwest), 56515 in Battle Lake (18 miles east) and 56309 in Ashby (19 miles southeast). The table sets ZIP code 56537 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 16 hail events, 41 thunderstorm-wind events and 2 tornadoes within 10 miles of the center of ZIP code 56537 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 2 inches on July 11, 2017, near Fergus Falls. 6 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 56537 was 70 mph wind on May 12, 2022, less than 1 mile away near Fergus Falls. The most recent hail event within 10 miles of the center of ZIP code 56537 was on July 13, 2024: 1 in hail near Fergus Falls. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 56537 was on June 22, 2025, near Fergus Falls. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 56537 in that period was 85 mph. The busiest year was 2017, with 13 events in all.

Apart from those database entries, NOAA weather radar indicated hail of 1 inch or larger over Fergus Falls on 2 days from January 2025 on, most recently September 4, 2026. A radar indication is an estimate, not a report from the ground, and the counts and tables on this page do not include it.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); NOAA MRMS radar hail estimates (for the city of Fergus Falls).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Fergus Falls, which is in Otter Tail County; the ratings below are that county's. Otter Tail County scores 81.4 of 100 for hail in FEMA's National Risk Index, which ranks 20th of 87 Minnesota counties. Otter Tail County scores 86.7 of 100 for strong wind in FEMA's National Risk Index, which ranks 17th of 87 Minnesota counties. Otter Tail County scores 97.5 of 100 for winter weather in FEMA's National Risk Index, which ranks 2nd of 87 Minnesota counties. Of the perils listed here, the highest score in Otter Tail County is for winter weather, at 97.5 of 100.

Otter Tail County averages 27.5 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Otter Tail County is 41.3°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 90 miles from the center of ZIP code 56537. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map