Gutters, roofing, siding and windows in ZIP code 56586, Underwood, MN

• Gutters in ZIP code 56586

  Otter Tail County averages 27.5 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 56586

  2 of the 8 hail events on record within 10 miles of the center of ZIP code 56586 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 56586

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 56586 from 2016 through September 22, 2025 was 81 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 56586

  48% of homes in ZIP code 56586 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 56586 is filed here under Underwood, in Otter Tail County, Minnesota; its center is about 78 miles west of our Brainerd office. Our address file holds 1,554 address points in ZIP code 56586. Of the cities and towns on our pages, ZIP code 56586 covers only Underwood.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 56586 has 1,310 housing units, and 92% of them are single-family detached homes (American Community Survey 2023, 5-year). Mobile homes make up 7% of the housing units.

The median home in ZIP code 56586 was built in 1982. 48% of homes in ZIP code 56586 were built before 1980, and 28% were built in 2000 or later. The most common building period is 1939 or earlier, with 280 homes.

94% of occupied homes in ZIP code 56586 are owner-occupied. The median owner-occupied home in ZIP code 56586 is valued at $283,500. Among occupied homes in ZIP code 56586, 4% heat with utility gas, 21% with electricity, 53% with bottled or tank gas, 10% with fuel oil and 7% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 56586.

The nearest other ZIP codes we serve, measured center to center, are 56515 in Battle Lake (6.6 miles east), 56324 in Dalton (12 miles south), 56576 in Richville (12 miles northeast), 56537 in Fergus Falls (12 miles west), 56534 in Erhard (13 miles northwest) and 56524 in Clitherall (14 miles southeast). The table sets ZIP code 56586 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 8 hail events, 18 thunderstorm-wind events and 3 tornadoes within 10 miles of the center of ZIP code 56586 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 2 inches on August 31, 2018, near Battle Lake. 2 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 56586 was 60 mph wind on May 15, 2025, 2.5 miles away near Underwood. The most recent hail event within 10 miles of the center of ZIP code 56586 was on July 23, 2024: 1 in hail near Underwood. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 56586 was on May 15, 2025, near Underwood. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 56586 in that period was 81 mph. The busiest year was 2022, with 10 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Underwood, which is in Otter Tail County; the ratings below are that county's. Otter Tail County scores 81.4 of 100 for hail in FEMA's National Risk Index, which ranks 20th of 87 Minnesota counties. Otter Tail County scores 86.7 of 100 for strong wind in FEMA's National Risk Index, which ranks 17th of 87 Minnesota counties. Otter Tail County scores 97.5 of 100 for winter weather in FEMA's National Risk Index, which ranks 2nd of 87 Minnesota counties. Of the perils listed here, the highest score in Otter Tail County is for winter weather, at 97.5 of 100.

Otter Tail County averages 27.5 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Otter Tail County is 41.3°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 78 miles from the center of ZIP code 56586. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map