Gutters, roofing, siding and windows in ZIP code 56340, Holdingford, MN

• Gutters in ZIP code 56340

  Stearns County averages 30.8 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 56340

  2 of the 11 hail events on record within 10 miles of the center of ZIP code 56340 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 56340

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 56340 from 2016 through September 22, 2025 was 75 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 56340

  53% of homes in ZIP code 56340 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 56340 is filed here under Holdingford, in Stearns County, Minnesota; its center is about 43 miles south of our Brainerd office. ZIP code 56340 also extends into Morrison County. Our address file holds 1,031 address points in ZIP code 56340. ZIP code 56340 reaches into 2 cities and towns on our pages: Holdingford (345 address points) and Upsala (34). Holdingford holds the most of its address points, so this page sits under Holdingford.

Source: Census ZIP Code Tabulation Areas and address points (a ZIP code can also take in land outside any city or town).

ZIP code 56340 has 1,013 housing units, and 92% of them are single-family detached homes (American Community Survey 2023, 5-year). Mobile homes make up 4% of the housing units.

The median home in ZIP code 56340 was built in 1978. 53% of homes in ZIP code 56340 were built before 1980, and 25% were built in 2000 or later. The most common building period is 1939 or earlier, with 213 homes.

94% of occupied homes in ZIP code 56340 are owner-occupied. The median owner-occupied home in ZIP code 56340 is valued at $286,800. Among occupied homes in ZIP code 56340, 31% heat with utility gas, 14% with electricity, 36% with bottled or tank gas, 9% with fuel oil and 8% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 56340.

The nearest other ZIP codes we serve, measured center to center, are 56314 in Bowlus (4 miles north), 56310 in Avon (8.4 miles south), 56375 in St. Stephen (9.2 miles southeast), 56307 in Albany (11 miles southwest), 56374 in St. Joseph (12 miles southeast) and 56331 in Freeport (12 miles southwest). The table sets ZIP code 56340 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 11 hail events, 6 thunderstorm-wind events and 2 tornadoes within 10 miles of the center of ZIP code 56340 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 2 inches on August 28, 2021, near Royalton. 2 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 56340 was EF0 tornado on August 14, 2020, 1.4 miles away near Holdingford. The most recent hail event within 10 miles of the center of ZIP code 56340 was on July 13, 2024: 1.25 in hail near Holdingford. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 56340 was on August 29, 2024, near Royalton. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 56340 in that period was 75 mph. The busiest year was 2017, with 5 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Holdingford, which is in Stearns County; the ratings below are that county's. Stearns County scores 96.5 of 100 for hail in FEMA's National Risk Index, which ranks 4th of 87 Minnesota counties. Stearns County scores 97.6 of 100 for strong wind in FEMA's National Risk Index, which ranks 6th of 87 Minnesota counties. Stearns County scores 92.3 of 100 for winter weather in FEMA's National Risk Index, which ranks 6th of 87 Minnesota counties. Of the perils listed here, the highest score in Stearns County is for strong wind, at 97.6 of 100.

Stearns County averages 30.8 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Stearns County is 43.1°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 43 miles from the center of ZIP code 56340. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map