Gutters, roofing, siding and windows in ZIP code 56314, Bowlus, MN

• Gutters in ZIP code 56314

  Morrison County averages 32.1 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 56314

  2 of the 10 hail events on record within 10 miles of the center of ZIP code 56314 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 56314

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 56314 from 2016 through September 22, 2025 was 75 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 56314

  60% of homes in ZIP code 56314 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 56314 is filed here under Bowlus, in Morrison County, Minnesota; its center is about 39 miles south of our Brainerd office. ZIP code 56314 also extends into Stearns County. Our address file holds 544 address points in ZIP code 56314. ZIP code 56314 reaches into 2 cities and towns on our pages: Bowlus (129 address points) and Elmdale (53). Bowlus holds the most of its address points, so this page sits under Bowlus.

Source: Census ZIP Code Tabulation Areas and address points (a ZIP code can also take in land outside any city or town).

ZIP code 56314 has 517 housing units, and 90% of them are single-family detached homes (American Community Survey 2023, 5-year). Mobile homes make up 9% of the housing units.

The median home in ZIP code 56314 was built in 1970. 60% of homes in ZIP code 56314 were built before 1980, and 17% were built in 2000 or later. The most common building period is 1939 or earlier, with 182 homes.

88% of occupied homes in ZIP code 56314 are owner-occupied. The median owner-occupied home in ZIP code 56314 is valued at $260,300. Among occupied homes in ZIP code 56314, 2% heat with utility gas, 6% with electricity, 55% with bottled or tank gas, 20% with fuel oil and 15% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 56314.

The nearest other ZIP codes we serve, measured center to center, are 56340 in Holdingford (4 miles south), 56373 in Royalton (9.8 miles east), 56375 in St. Stephen (11 miles southeast), 56382 in Swanville (11 miles northwest), 56318 in Burtrum (12 miles west) and 56310 in Avon (12 miles south). The table sets ZIP code 56314 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 10 hail events, 5 thunderstorm-wind events and 1 tornado within 10 miles of the center of ZIP code 56314 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 2 inches on August 28, 2021, near Royalton. 2 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 56314 was 1 in hail on September 20, 2017, less than 1 mile away near Bowlus. The most recent hail event within 10 miles of the center of ZIP code 56314 was on July 13, 2024: 1.25 in hail near Holdingford. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 56314 was on August 29, 2024, near Royalton. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 56314 in that period was 75 mph. The busiest year was 2017, with 6 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Bowlus, which is in Morrison County; the ratings below are that county's. Morrison County scores 76.3 of 100 for hail in FEMA's National Risk Index, which ranks 34th of 87 Minnesota counties. Morrison County scores 68 of 100 for strong wind in FEMA's National Risk Index, which ranks 40th of 87 Minnesota counties. Morrison County scores 27.8 of 100 for winter weather in FEMA's National Risk Index, which ranks 82nd of 87 Minnesota counties. Of the perils listed here, the highest score in Morrison County is for lightning, at 88.5 of 100.

Morrison County averages 32.1 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Morrison County is 42.5°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 39 miles from the center of ZIP code 56314. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map