Gutters, roofing, siding and windows in ZIP code 55110, White Bear Lake, MN

• Gutters in ZIP code 55110

  Ramsey County averages 33 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 55110

  36 of the 82 hail events on record within 10 miles of the center of ZIP code 55110 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 55110

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 55110 from 2016 through September 22, 2025 was 64 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 55110

  58% of homes in ZIP code 55110 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 55110 is filed here under White Bear Lake, in Ramsey County, Minnesota; its center is about 32 miles north of our Farmington office. ZIP code 55110 also extends into Washington County. Our address file holds 14,761 address points in ZIP code 55110. ZIP code 55110 reaches into 8 cities and towns on our pages: White Bear Lake (8,564 address points), Hugo (557), Dellwood (427), Birchwood Village (381), Gem Lake (249), Vadnais Heights (231), Lino Lakes (171) and Grant (122). White Bear Lake holds the most of its address points, so this page sits under White Bear Lake.

Source: Census ZIP Code Tabulation Areas and address points (a ZIP code can also take in land outside any city or town).

ZIP code 55110 has 16,156 housing units, and 70% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 12% are attached homes such as townhomes.

The median home in ZIP code 55110 was built in 1974. 58% of homes in ZIP code 55110 were built before 1980, and 12% were built in 2000 or later. The most common building period is 1980–1989, with 2,877 homes.

77% of occupied homes in ZIP code 55110 are owner-occupied. The median owner-occupied home in ZIP code 55110 is valued at $347,100. Among occupied homes in ZIP code 55110, 81% heat with utility gas, 15% with electricity, 2% with bottled or tank gas and 1% with fuel oil.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 55110.

The nearest other ZIP codes we serve, measured center to center, are 55115 in Mahtomedi (3 miles southeast), 55127 in Vadnais Heights (3.8 miles west), 55109 in Maplewood (5.3 miles south), 55038 in Hugo (5.6 miles north), 55126 in Shoreview (6.4 miles west) and 55128 in Oakdale (7.3 miles south). The table sets ZIP code 55110 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 82 hail events, 33 thunderstorm-wind events and 3 tornadoes within 10 miles of the center of ZIP code 55110 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 3 inches on July 26, 2019, near Shoreview. 36 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 55110 was 1.5 in hail on May 19, 2022, less than 1 mile away near Dellwood. The most recent hail event within 10 miles of the center of ZIP code 55110 was on August 15, 2025: 1.25 in hail near Circle Pines. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 55110 was on July 28, 2025, near Circle Pines. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 55110 in that period was 64 mph. The busiest year was 2022, with 46 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under White Bear Lake, which is in Ramsey County; the ratings below are that county's. Ramsey County scores 99 of 100 for hail in FEMA's National Risk Index, which ranks 2nd of 87 Minnesota counties. Ramsey County scores 90.8 of 100 for strong wind in FEMA's National Risk Index, which ranks 11th of 87 Minnesota counties. Ramsey County scores 92.2 of 100 for winter weather in FEMA's National Risk Index, which ranks 7th of 87 Minnesota counties. Of the perils listed here, the highest score in Ramsey County is for cold wave, at 99.1 of 100.

Ramsey County averages 33 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Ramsey County is 45.4°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Farmington office is at 821 3rd St, Farmington, MN 55024, about 32 miles from the center of ZIP code 55110. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (651) 998-8500.

• Farmington office: address, hours and map