Gutters, roofing, siding and windows in ZIP code 55038, Hugo, MN

• Gutters in ZIP code 55038

  Washington County averages 34.1 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 55038

  20 of the 54 hail events on record within 10 miles of the center of ZIP code 55038 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 55038

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 55038 from 2016 through September 22, 2025 was 75 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 55038

  16% of homes in ZIP code 55038 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 55038 is filed here under Hugo, in Washington County, Minnesota; its center is about 38 miles north of our Farmington office. ZIP code 55038 also extends into Anoka County. Our address file holds 11,004 address points in ZIP code 55038. ZIP code 55038 reaches into 3 cities and towns on our pages: Hugo (6,800 address points), Lino Lakes (2,439) and Centerville (1,618). Hugo holds the most of its address points, so this page sits under Hugo.

Source: Census ZIP Code Tabulation Areas and address points (a ZIP code can also take in land outside any city or town).

ZIP code 55038 has 9,355 housing units, and 69% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 22% are attached homes such as townhomes. Mobile homes make up 3% of the housing units.

The median home in ZIP code 55038 was built in 2001. 16% of homes in ZIP code 55038 were built before 1980, and 53% were built in 2000 or later. The most common building period is 2000–2009, with 3,147 homes.

91% of occupied homes in ZIP code 55038 are owner-occupied. The median owner-occupied home in ZIP code 55038 is valued at $408,000. Among occupied homes in ZIP code 55038, 82% heat with utility gas, 13% with electricity, 3% with bottled or tank gas and 1% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 55038.

The nearest other ZIP codes we serve, measured center to center, are 55110 in White Bear Lake (5.6 miles south), 55025 in Forest Lake (6.9 miles north), 55014 in Lino Lakes (7 miles west), 55115 in Mahtomedi (7.2 miles south), 55127 in Vadnais Heights (7.7 miles southwest) and 55047 in Scandia (8.2 miles east). The table sets ZIP code 55038 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 54 hail events, 19 thunderstorm-wind events and 5 tornadoes within 10 miles of the center of ZIP code 55038 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 3 inches on July 26, 2019, near Shoreview. 20 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 55038 was 60 mph wind on June 18, 2024, less than 1 mile away near Hugo. The most recent hail event within 10 miles of the center of ZIP code 55038 was on August 15, 2025: 1.25 in hail near Circle Pines. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 55038 was on July 28, 2025, near Circle Pines. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 55038 in that period was 75 mph. The busiest year was 2017, with 18 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Hugo, which is in Washington County; the ratings below are that county's. Washington County scores 94.8 of 100 for hail in FEMA's National Risk Index, which ranks 6th of 87 Minnesota counties. Washington County scores 98.3 of 100 for strong wind in FEMA's National Risk Index, which ranks 5th of 87 Minnesota counties. Washington County scores 76.6 of 100 for winter weather in FEMA's National Risk Index, which ranks 30th of 87 Minnesota counties. Of the perils listed here, the highest score in Washington County is for strong wind, at 98.3 of 100.

Washington County averages 34.1 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Washington County is 45.1°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Farmington office is at 821 3rd St, Farmington, MN 55024, about 38 miles from the center of ZIP code 55038. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (651) 998-8500.

• Farmington office: address, hours and map