Gutters, roofing, siding and windows in ZIP code 55109, Maplewood, MN

• Gutters in ZIP code 55109

  Ramsey County averages 33 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 55109

  51 of the 117 hail events on record within 10 miles of the center of ZIP code 55109 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 55109

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 55109 from 2016 through September 22, 2025 was 70 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 55109

  58% of homes in ZIP code 55109 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 55109 is filed here under Maplewood, in Ramsey County, Minnesota; its center is about 27 miles north of our Farmington office. Our address file holds 11,734 address points in ZIP code 55109. ZIP code 55109 reaches into 5 cities and towns on our pages: Maplewood (7,040 address points), North St. Paul (4,074), Vadnais Heights (296), Little Canada (290) and St. Paul (34). Maplewood holds the most of its address points, so this page sits under Maplewood.

Source: Census ZIP Code Tabulation Areas and address points (a ZIP code can also take in land outside any city or town).

ZIP code 55109 has 13,376 housing units, and 59% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 10% are attached homes such as townhomes. Mobile homes make up 1% of the housing units.

The median home in ZIP code 55109 was built in 1975. 58% of homes in ZIP code 55109 were built before 1980, and 17% were built in 2000 or later. The most common building period is 1970–1979, with 2,390 homes.

65% of occupied homes in ZIP code 55109 are owner-occupied. The median owner-occupied home in ZIP code 55109 is valued at $291,200. Among occupied homes in ZIP code 55109, 71% heat with utility gas, 25% with electricity and 2% with bottled or tank gas.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 55109.

The nearest other ZIP codes we serve, measured center to center, are 55128 in Oakdale (3.5 miles southeast), 55117 in St. Paul (3.6 miles west), 55130 in St. Paul (4 miles southwest), 55106 in St. Paul (4.1 miles south), 55115 in Mahtomedi (5.2 miles northeast) and 55119 in St. Paul (5.3 miles south). The table sets ZIP code 55109 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 117 hail events, 63 thunderstorm-wind events and 2 tornadoes within 10 miles of the center of ZIP code 55109 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 3 inches on July 26, 2019, near Shoreview. 51 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 55109 was 1.5 in hail on May 19, 2022, less than 1 mile away near Maplewood. The most recent hail event within 10 miles of the center of ZIP code 55109 was on September 21, 2025: 1 in hail near South St. Paul. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 55109 was on July 28, 2025, near South St. Paul. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 55109 in that period was 70 mph. The busiest year was 2022, with 77 events in all.

Apart from those database entries, NOAA weather radar indicated hail of 1 inch or larger over Maplewood on 1 day from January 2025 on, most recently June 19, 2026. A radar indication is an estimate, not a report from the ground, and the counts and tables on this page do not include it.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); NOAA MRMS radar hail estimates (for the city of Maplewood).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Maplewood, which is in Ramsey County; the ratings below are that county's. Ramsey County scores 99 of 100 for hail in FEMA's National Risk Index, which ranks 2nd of 87 Minnesota counties. Ramsey County scores 90.8 of 100 for strong wind in FEMA's National Risk Index, which ranks 11th of 87 Minnesota counties. Ramsey County scores 92.2 of 100 for winter weather in FEMA's National Risk Index, which ranks 7th of 87 Minnesota counties. Of the perils listed here, the highest score in Ramsey County is for cold wave, at 99.1 of 100.

Ramsey County averages 33 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Ramsey County is 45.4°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Farmington office is at 821 3rd St, Farmington, MN 55024, about 27 miles from the center of ZIP code 55109. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (651) 998-8500.

• Farmington office: address, hours and map