Gutters, roofing, siding and windows in ZIP code 56757, Stephen, MN

• Gutters in ZIP code 56757

  Marshall County averages 23.8 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 56757

  2 of the 8 hail events on record within 10 miles of the center of ZIP code 56757 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 56757

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 56757 from 2016 through September 22, 2025 was 81 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 56757

  73% of homes in ZIP code 56757 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 56757 is filed here under Stephen, in Marshall County, Minnesota; its center is about 194 miles northwest of our Brainerd office. ZIP code 56757 also extends into Kittson County. Our address file holds 554 address points in ZIP code 56757. Of the cities and towns on our pages, ZIP code 56757 covers only Stephen.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 56757 has 441 housing units, and 85% of them are single-family detached homes (American Community Survey 2023, 5-year). Mobile homes make up 3% of the housing units.

The median home in ZIP code 56757 was built in 1963. 73% of homes in ZIP code 56757 were built before 1980, and 12% were built in 2000 or later. The most common building period is 1939 or earlier, with 90 homes.

89% of occupied homes in ZIP code 56757 are owner-occupied. The median owner-occupied home in ZIP code 56757 is valued at $113,800. Among occupied homes in ZIP code 56757, 52% heat with utility gas, 28% with electricity, 15% with bottled or tank gas, 4% with fuel oil and 1% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 56757.

The nearest other ZIP codes we serve, measured center to center, are 56713 in Argyle (9.7 miles southeast), 56732 in Karlstad (20 miles east), 56728 in Hallock (22 miles north), 56762 in Warren (23 miles south), 56738 in Newfolden (28 miles east) and 56735 in Lancaster (33 miles north). The table sets ZIP code 56757 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 8 hail events, 13 thunderstorm-wind events and 1 tornado within 10 miles of the center of ZIP code 56757 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 2.5 inches on July 4, 2017, near Donaldson. 2 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 56757 was 1 in hail on June 24, 2022, 1.8 miles away near Stephen. The most recent hail event within 10 miles of the center of ZIP code 56757 was on June 24, 2022: 1 in hail near Stephen. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 56757 was on June 12, 2024, near Donaldson. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 56757 in that period was 81 mph. The busiest year was 2020, with 10 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Stephen, which is in Marshall County; the ratings below are that county's. Marshall County scores 55.2 of 100 for hail in FEMA's National Risk Index, which ranks 64th of 87 Minnesota counties. Marshall County scores 19.9 of 100 for strong wind in FEMA's National Risk Index, which ranks 78th of 87 Minnesota counties. Marshall County scores 70.1 of 100 for winter weather in FEMA's National Risk Index, which ranks 43rd of 87 Minnesota counties. Of the perils listed here, the highest score in Marshall County is for winter weather, at 70.1 of 100.

Marshall County averages 23.8 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Marshall County is 38.6°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 194 miles from the center of ZIP code 56757. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map