Gutters, roofing, siding and windows in ZIP code 56732, Karlstad, MN

• Gutters in ZIP code 56732

  Kittson County averages 22.3 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 56732

  1 of the 9 hail events on record within 10 miles of the center of ZIP code 56732 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 56732

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 56732 from 2016 through September 22, 2025 was 72 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 56732

  69% of homes in ZIP code 56732 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 56732 is filed here under Karlstad, in Kittson County, Minnesota; its center is about 188 miles northwest of our Brainerd office. ZIP code 56732 also extends into Marshall County and Roseau County. Our address file holds 659 address points in ZIP code 56732. Of the cities and towns on our pages, ZIP code 56732 covers only Karlstad.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 56732 has 541 housing units, and 74% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 1% are attached homes such as townhomes. Mobile homes make up 7% of the housing units.

The median home in ZIP code 56732 was built in 1970. 69% of homes in ZIP code 56732 were built before 1980, and 13% were built in 2000 or later. The most common building period is 1939 or earlier, with 118 homes.

79% of occupied homes in ZIP code 56732 are owner-occupied. The median owner-occupied home in ZIP code 56732 is valued at $150,700. Among occupied homes in ZIP code 56732, 8% heat with utility gas, 27% with electricity, 39% with bottled or tank gas, 18% with fuel oil and 4% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 56732.

The nearest other ZIP codes we serve, measured center to center, are 56726 in Greenbush (16 miles northeast), 56738 in Newfolden (18 miles southeast), 56757 in Stephen (20 miles west), 56713 in Argyle (22 miles southwest), 56735 in Lancaster (24 miles north) and 56737 in Middle River (25 miles southeast). The table sets ZIP code 56732 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 9 hail events, 9 thunderstorm-wind events and no tornadoes within 10 miles of the center of ZIP code 56732 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 1.75 inches on July 22, 2024, near Halma. 1 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 56732 was 72 mph wind on June 24, 2022, less than 1 mile away near Karlstad. The most recent hail event within 10 miles of the center of ZIP code 56732 was on July 22, 2024: 1.75 in hail near Halma. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 56732 was on September 16, 2024, near Strandquist. The busiest year was 2020, with 8 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Karlstad, which is in Kittson County; the ratings below are that county's. Kittson County scores 27.2 of 100 for hail in FEMA's National Risk Index, which ranks 81st of 87 Minnesota counties. Kittson County scores 7.2 of 100 for strong wind in FEMA's National Risk Index, which ranks 86th of 87 Minnesota counties. Kittson County scores 45.8 of 100 for winter weather in FEMA's National Risk Index, which ranks 68th of 87 Minnesota counties. Of the perils listed here, the highest score in Kittson County is for tornado, at 57.3 of 100.

Kittson County averages 22.3 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Kittson County is 38.9°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 188 miles from the center of ZIP code 56732. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map