Gutters, roofing, siding and windows in ZIP code 56470, Park Rapids, MN

• Gutters in ZIP code 56470

  Hubbard County averages 22.7 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 56470

  6 of the 19 hail events on record within 10 miles of the center of ZIP code 56470 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 56470

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 56470 from 2016 through September 22, 2025 was 86 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 56470

  46% of homes in ZIP code 56470 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 56470 is filed here under Park Rapids, in Hubbard County, Minnesota; its center is about 63 miles northwest of our Brainerd office. ZIP code 56470 also extends into Becker County and Clearwater County. Our address file holds 7,915 address points in ZIP code 56470. ZIP code 56470 reaches into 2 cities and towns on our pages: Park Rapids (1,775 address points) and Hubbard (41). Park Rapids holds the most of its address points, so this page sits under Park Rapids.

Source: Census ZIP Code Tabulation Areas and address points (a ZIP code can also take in land outside any city or town).

ZIP code 56470 has 7,478 housing units, and 80% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 2% are attached homes such as townhomes. Mobile homes make up 7% of the housing units.

The median home in ZIP code 56470 was built in 1984. 46% of homes in ZIP code 56470 were built before 1980, and 26% were built in 2000 or later. The most common building period is 1990–1999, with 1,285 homes.

73% of occupied homes in ZIP code 56470 are owner-occupied. The median owner-occupied home in ZIP code 56470 is valued at $260,500. Among occupied homes in ZIP code 56470, 31% heat with utility gas, 27% with electricity, 29% with bottled or tank gas, 3% with fuel oil and 8% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 56470.

The nearest other ZIP codes we serve, measured center to center, are 56467 in Nevis (13 miles east), 56570 in Osage (15 miles southwest), 56575 in Pine Point (16 miles west), 56464 in Menahga (18 miles south), 56461 in Laporte (18 miles northeast) and 56433 in Akeley (20 miles east). The table sets ZIP code 56470 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 19 hail events, 29 thunderstorm-wind events and 3 tornadoes within 10 miles of the center of ZIP code 56470 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 2 inches on July 8, 2020, near Park Rapids. 6 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 56470 was 70 mph wind on July 21, 2016, 1.5 miles away near Park Rapids. The most recent hail event within 10 miles of the center of ZIP code 56470 was on August 14, 2020: 1.75 in hail near Park Rapids. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 56470 was on July 4, 2025, near Park Rapids. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 56470 in that period was 86 mph. The busiest year was 2020, with 16 events in all.

Apart from those database entries, NOAA weather radar indicated hail of 1 inch or larger over Park Rapids on 1 day from January 2025 on, most recently August 7, 2026. A radar indication is an estimate, not a report from the ground, and the counts and tables on this page do not include it.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); NOAA MRMS radar hail estimates (for the city of Park Rapids).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Park Rapids, which is in Hubbard County; the ratings below are that county's. Hubbard County scores 34.7 of 100 for hail in FEMA's National Risk Index, which ranks 79th of 87 Minnesota counties. Hubbard County scores 45.8 of 100 for strong wind in FEMA's National Risk Index, which ranks 52nd of 87 Minnesota counties. Hubbard County scores 73.5 of 100 for winter weather in FEMA's National Risk Index, which ranks 38th of 87 Minnesota counties. Of the perils listed here, the highest score in Hubbard County is for winter weather, at 73.5 of 100.

Hubbard County averages 22.7 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Hubbard County is 39.9°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 63 miles from the center of ZIP code 56470. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map