Gutters, roofing, siding and windows in Hubbard, MN

• Gutters in Hubbard

  Hubbard County averages 22.7 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in Hubbard

  7 of the 21 hail events on record within 10 miles of Hubbard from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in Hubbard

  The strongest thunderstorm wind on record within 10 miles of Hubbard from 2016 through September 22, 2025 was 100 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in Hubbard

  46% of homes in ZIP code 56470 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

Our pages cover 1 ZIP code of Hubbard: 56470. ZIP code 56470 has 4,654 households; its median home was built in 1984, and 80% of its housing units are single-family detached. The median home value in ZIP code 56470 is $260,500, and 73% of its occupied homes are owner-occupied.

• ZIP code 56470

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area (a ZIP code can extend beyond the city); ZIP list and address points from the Census address file.

The NOAA Storm Events Database records 21 hail events, 32 thunderstorm-wind events and 2 tornadoes within 10 miles of Hubbard from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 1.75 inches on August 14, 2020, near Park Rapids. 7 of those hail events had hail 1.5 inches or larger.

The closest event to the center of Hubbard was 75 mph wind on May 30, 2022, less than 1 mile away near Hubbard. The most recent hail event within 10 miles of Hubbard was on June 24, 2023: 1 in hail near Nevis. The most recent thunderstorm-wind event within 10 miles of Hubbard was on June 18, 2024, near Park Rapids. The strongest thunderstorm wind recorded within 10 miles of Hubbard in that period was 100 mph. The busiest year was 2020, with 12 events in all.

Apart from those database entries, NOAA weather radar indicated hail of 1 inch or larger over Hubbard on 1 day from January 2025 on, most recently August 7, 2026. A radar indication is an estimate, not a report from the ground, and the counts and tables on this page do not include it.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); NOAA MRMS radar hail estimates.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Hubbard County has 14,760 housing units, and 83% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 1% are attached homes such as townhomes. Mobile homes make up 10% of the housing units.

The median home in Hubbard County was built in 1985. 43% of homes in Hubbard County were built before 1980, and 27% were built in 2000 or later. The most common building period is 2000–2009, with 2,560 homes.

83% of occupied homes in Hubbard County are owner-occupied. The median owner-occupied home in Hubbard County is valued at $255,900. Among occupied homes in Hubbard County, 17% heat with utility gas, 27% with electricity, 40% with bottled or tank gas, 2% with fuel oil and 12% with wood.

• Year-built table and more on the Hubbard County page

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040).

Hubbard is in Hubbard County, so the county ratings below apply to it. Hubbard County scores 34.7 of 100 for hail in FEMA's National Risk Index, which ranks 79th of 87 Minnesota counties. Hubbard County scores 45.8 of 100 for strong wind in FEMA's National Risk Index, which ranks 52nd of 87 Minnesota counties. Hubbard County scores 73.5 of 100 for winter weather in FEMA's National Risk Index, which ranks 38th of 87 Minnesota counties. Of the perils listed here, the highest score in Hubbard County is for winter weather, at 73.5 of 100.

Hubbard County averages 22.7 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Hubbard County is 39.9°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

The nearest other cities we serve, by straight-line distance, are Park Rapids (5.9 miles), Menahga (7.6 miles), Nevis (12 miles), Osage (13 miles), Sebeka (15 miles), Nimrod (15 miles), Wolf Lake (16 miles) and Akeley (17 miles). The other Hubbard County communities we serve are Akeley, Lake George, Laporte, Nevis and Park Rapids.

• Park Rapids 5.9 mi
• Menahga 7.6 mi
• Nevis 12 mi
• Osage 13 mi
• Sebeka 15 mi
• Nimrod 15 mi
• Wolf Lake 16 mi
• Akeley 17 mi
• Pine Point 21 mi
• Backus 23 mi

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 51 miles from Hubbard. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map