Gutters, roofing, siding and windows in ZIP code 56474, Pine River, MN

• Gutters in ZIP code 56474

  Cass County averages 27.2 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 56474

  9 of the 39 hail events on record within 10 miles of the center of ZIP code 56474 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 56474

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 56474 from 2016 through September 22, 2025 was 70 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 56474

  48% of homes in ZIP code 56474 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 56474 is filed here under Pine River, in Cass County, Minnesota; its center is about 27 miles north of our Brainerd office. ZIP code 56474 also extends into Crow Wing County. Our address file holds 3,488 address points in ZIP code 56474. ZIP code 56474 reaches into 3 cities and towns on our pages: Pine River (500 address points), Chickamaw Beach (122) and Jenkins (121). Pine River holds the most of its address points, so this page sits under Pine River.

Source: Census ZIP Code Tabulation Areas and address points (a ZIP code can also take in land outside any city or town).

ZIP code 56474 has 2,857 housing units, and 80% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 3% are attached homes such as townhomes. Mobile homes make up 8% of the housing units.

The median home in ZIP code 56474 was built in 1982. 48% of homes in ZIP code 56474 were built before 1980, and 23% were built in 2000 or later. The most common building period is 1970–1979, with 637 homes.

79% of occupied homes in ZIP code 56474 are owner-occupied. The median owner-occupied home in ZIP code 56474 is valued at $220,500. Among occupied homes in ZIP code 56474, 27% heat with utility gas, 25% with electricity, 33% with bottled or tank gas, 1% with fuel oil and 11% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 56474.

The nearest other ZIP codes we serve, measured center to center, are 56435 in Backus (8.7 miles northwest), 56472 in Breezy Point (10 miles south), 56442 in Crosslake (15 miles east), 56452 in Hackensack (16 miles north), 56468 in Nisswa (17 miles south) and 56465 in Merrifield (19 miles southeast). The table sets ZIP code 56474 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 39 hail events, 24 thunderstorm-wind events and 1 tornado within 10 miles of the center of ZIP code 56474 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 2 inches on August 3, 2024, near Backus. 9 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 56474 was 1.5 in hail on May 12, 2022, less than 1 mile away near Pine River. The most recent hail event within 10 miles of the center of ZIP code 56474 was on April 17, 2025: 1.25 in hail near Pequot Lakes. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 56474 was on August 29, 2024, near Backus. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 56474 in that period was 70 mph. The busiest year was 2024, with 18 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Pine River, which is in Cass County; the ratings below are that county's. Cass County scores 33.6 of 100 for hail in FEMA's National Risk Index, which ranks 80th of 87 Minnesota counties. Cass County scores 61.5 of 100 for strong wind in FEMA's National Risk Index, which ranks 43rd of 87 Minnesota counties. Cass County scores 78.2 of 100 for winter weather in FEMA's National Risk Index, which ranks 27th of 87 Minnesota counties. Of the perils listed here, the highest score in Cass County is for cold wave, at 84 of 100.

Cass County averages 27.2 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Cass County is 40.5°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 27 miles from the center of ZIP code 56474. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map