Gutters, roofing, siding and windows in ZIP code 56465, Merrifield, MN

• Gutters in ZIP code 56465

  Crow Wing County averages 29.4 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 56465

  14 of the 47 hail events on record within 10 miles of the center of ZIP code 56465 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 56465

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 56465 from 2016 through September 22, 2025 was 81 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 56465

  33% of homes in ZIP code 56465 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 56465 is filed here under Merrifield, in Crow Wing County, Minnesota; its center is about 13 miles north of our Brainerd office. Our address file holds 2,182 address points in ZIP code 56465. Of the cities and towns on our pages, ZIP code 56465 covers only Merrifield.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 56465 has 1,749 housing units, and 92% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 1% are attached homes such as townhomes. Mobile homes make up 7% of the housing units.

The median home in ZIP code 56465 was built in 1989. 33% of homes in ZIP code 56465 were built before 1980, and 33% were built in 2000 or later. The most common building period is 2000–2009, with 322 homes.

95% of occupied homes in ZIP code 56465 are owner-occupied. The median owner-occupied home in ZIP code 56465 is valued at $324,500. Among occupied homes in ZIP code 56465, 59% heat with utility gas, 17% with electricity, 19% with bottled or tank gas and 5% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 56465.

The nearest other ZIP codes we serve, measured center to center, are 56441 in Crosby (7 miles northeast), 56455 in Ironton (7.8 miles southeast), 56468 in Nisswa (9.3 miles west), 56442 in Crosslake (9.8 miles north), 56472 in Breezy Point (12 miles west) and 56444 in Deerwood (14 miles southeast). The table sets ZIP code 56465 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 47 hail events, 48 thunderstorm-wind events and 2 tornadoes within 10 miles of the center of ZIP code 56465 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 4 inches on June 19, 2016, near Nisswa. 14 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 56465 was 0.88 in hail on September 5, 2019, 2.9 miles away near Merrifield. The most recent hail event within 10 miles of the center of ZIP code 56465 was on September 12, 2025: 1.5 in hail near Riverton. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 56465 was on June 23, 2025, near Crosby. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 56465 in that period was 81 mph. The busiest year was 2022, with 28 events in all.

Apart from those database entries, NOAA weather radar indicated hail of 1 inch or larger over Merrifield on 1 day from January 2025 on, most recently September 12, 2025. A radar indication is an estimate, not a report from the ground, and the counts and tables on this page do not include it.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); NOAA MRMS radar hail estimates (for the city of Merrifield).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Merrifield, which is in Crow Wing County; the ratings below are that county's. Crow Wing County scores 73.5 of 100 for hail in FEMA's National Risk Index, which ranks 40th of 87 Minnesota counties. Crow Wing County scores 76.7 of 100 for strong wind in FEMA's National Risk Index, which ranks 27th of 87 Minnesota counties. Crow Wing County scores 58.7 of 100 for winter weather in FEMA's National Risk Index, which ranks 57th of 87 Minnesota counties. Of the perils listed here, the highest score in Crow Wing County is for cold wave, at 91.4 of 100.

Crow Wing County averages 29.4 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Crow Wing County is 41.7°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 13 miles from the center of ZIP code 56465. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map