Gutters, roofing, siding and windows in ZIP code 54848, Ladysmith, WI

• Gutters in ZIP code 54848

  Rusk County averages 36.3 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 54848

  1 of the 4 hail events on record within 10 miles of the center of ZIP code 54848 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 54848

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 54848 from 2016 through September 22, 2025 was 100 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 54848

  63% of homes in ZIP code 54848 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 54848 is filed here under Ladysmith, in Rusk County, Wisconsin; its center is about 54 miles northeast of our Eau Claire office. Our address file holds 3,112 address points in ZIP code 54848. Of the cities and towns on our pages, ZIP code 54848 covers only Ladysmith.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 54848 has 3,132 housing units, and 78% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 1% are attached homes such as townhomes. Mobile homes make up 5% of the housing units.

The median home in ZIP code 54848 was built in 1973. 63% of homes in ZIP code 54848 were built before 1980, and 12% were built in 2000 or later. The most common building period is 1970–1979, with 618 homes.

67% of occupied homes in ZIP code 54848 are owner-occupied. The median owner-occupied home in ZIP code 54848 is valued at $138,100. Among occupied homes in ZIP code 54848, 50% heat with utility gas, 14% with electricity, 23% with bottled or tank gas, 3% with fuel oil and 9% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 54848.

The nearest other ZIP codes we serve, measured center to center, are 54563 in Tony (7.2 miles southeast), 54819 in Bruce (10 miles west), 54731 in Conrath (12 miles south), 54526 in Ingram (12 miles east), 54766 in Sheldon (17 miles southeast) and 54895 in Weyerhaeuser (17 miles west). The table sets ZIP code 54848 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 4 hail events, 9 thunderstorm-wind events and 1 tornado within 10 miles of the center of ZIP code 54848 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 1.5 inches on July 6, 2017, near Tony. 1 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 54848 was 60 mph wind on June 11, 2017, 3.2 miles away near Ladysmith. The most recent hail event within 10 miles of the center of ZIP code 54848 was on June 16, 2025: 0.75 in hail near Ladysmith. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 54848 was on May 15, 2025, near Ladysmith. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 54848 in that period was 100 mph. The busiest year was 2025, with 3 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Ladysmith, which is in Rusk County; the ratings below are that county's. Rusk County scores 39.9 of 100 for hail in FEMA's National Risk Index, which ranks 66th of 72 Wisconsin counties. Rusk County scores 26.1 of 100 for strong wind in FEMA's National Risk Index, which ranks 66th of 72 Wisconsin counties. Rusk County scores 31 of 100 for winter weather in FEMA's National Risk Index, which ranks 58th of 72 Wisconsin counties. Of the perils listed here, the highest score in Rusk County is for cold wave, at 83.4 of 100.

Rusk County averages 36.3 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Rusk County is 41.8°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Eau Claire office is at 1231 Menomonie St, Eau Claire, WI 54703, about 54 miles from the center of ZIP code 54848. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (715) 716-7137.

• Eau Claire office: address, hours and map