Gutters, roofing, siding and windows in Otsego, MN

• Gutters in Otsego

  Wright County averages 31.3 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in Otsego

  16 of the 53 hail events on record within 10 miles of Otsego from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in Otsego

  The strongest thunderstorm wind on record within 10 miles of Otsego from 2016 through September 22, 2025 was 81 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in Otsego

  20% of homes in the 4 ZIP codes that cover Otsego were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

Our pages cover 4 ZIP codes of Otsego: 55330, 55301, 55374 and 55362. ZIP code 55330 has 16,123 households; its median home was built in 1998, and 73% of its housing units are single-family detached. The median home value in ZIP code 55330 is $355,200, and 84% of its occupied homes are owner-occupied. ZIP code 55301 has 4,581 households; its median home was built in 2003, and 73% of its housing units are single-family detached. The median home value in ZIP code 55301 is $324,000, and 90% of its occupied homes are owner-occupied. The median owner-occupied home in Otsego is valued at $367,200. Each ZIP code in the table links to its own page; a ZIP code shared with a neighboring city has one page, under the city that holds the largest part of it.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area (a ZIP code can extend beyond the city); ZIP list and address points from the Census address file.

The NOAA Storm Events Database records 53 hail events, 36 thunderstorm-wind events and 1 tornado within 10 miles of Otsego from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 3.5 inches on July 13, 2024, near Monticello. 16 of those hail events had hail 1.5 inches or larger.

The closest event to the center of Otsego was 1.75 in hail on July 26, 2019, 1.1 miles away near Otsego. The most recent hail event within 10 miles of Otsego was on August 15, 2025: 1 in hail near Rogers. The most recent thunderstorm-wind event within 10 miles of Otsego was on July 28, 2025, near Albertville. The strongest thunderstorm wind recorded within 10 miles of Otsego in that period was 81 mph. The busiest year was 2019, with 15 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Wright County has 56,153 housing units, and 79% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 9% are attached homes such as townhomes. Mobile homes make up 4% of the housing units.

The median home in Wright County was built in 1994. 31% of homes in Wright County were built before 1980, and 40% were built in 2000 or later. The most common building period is 2000–2009, with 15,320 homes.

84% of occupied homes in Wright County are owner-occupied. The median owner-occupied home in Wright County is valued at $332,800. Among occupied homes in Wright County, 70% heat with utility gas, 14% with electricity, 12% with bottled or tank gas, 1% with fuel oil and 1% with wood.

• Year-built table and more on the Wright County page

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040).

Otsego is in Wright County, so the county ratings below apply to it. Wright County scores 89.4 of 100 for hail in FEMA's National Risk Index, which ranks 9th of 87 Minnesota counties. Wright County scores 95 of 100 for strong wind in FEMA's National Risk Index, which ranks 9th of 87 Minnesota counties. Wright County scores 72.3 of 100 for winter weather in FEMA's National Risk Index, which ranks 39th of 87 Minnesota counties. Of the perils listed here, the highest score in Wright County is for strong wind, at 95 of 100.

Wright County averages 31.3 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Wright County is 44.2°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

The nearest other cities we serve, by straight-line distance, are Albertville (2.9 miles), Elk River (5.2 miles), St. Michael (5.7 miles), Rogers (5.9 miles), Hanover (7.8 miles), Big Lake (8 miles), Ramsey (8.3 miles) and Dayton (8.7 miles). The other Wright County communities we serve are Albertville, Annandale, Buffalo, Clearwater, Cokato, Delano, Hanover, Howard Lake, Maple Lake, Monticello, Montrose, Rockford, Silver Creek, South Haven, St. Michael and Waverly.

• Albertville 2.9 mi
• Elk River 5.2 mi
• St. Michael 5.7 mi
• Rogers 5.9 mi
• Hanover 7.8 mi
• Big Lake 8 mi
• Ramsey 8.3 mi
• Dayton 8.7 mi
• Monticello 9 mi
• Nowthen 9.8 mi

Our Farmington office is at 821 3rd St, Farmington, MN 55024, about 49 miles from Otsego. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (651) 998-8500.

• Farmington office: address, hours and map