Gutters, roofing, siding and windows in ZIP code 56312, Belgrade, MN

• Gutters in ZIP code 56312

  Stearns County averages 30.8 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 56312

  3 of the 6 hail events on record within 10 miles of the center of ZIP code 56312 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 56312

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 56312 from 2016 through September 22, 2025 was 81 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 56312

  59% of homes in ZIP code 56312 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 56312 is filed here under Belgrade, in Stearns County, Minnesota; its center is about 72 miles southwest of our Brainerd office. ZIP code 56312 also extends into Kandiyohi County. Our address file holds 1,232 address points in ZIP code 56312. ZIP code 56312 reaches into 2 cities and towns on our pages: Belgrade (375 address points) and Regal (29). Belgrade holds the most of its address points, so this page sits under Belgrade.

Source: Census ZIP Code Tabulation Areas and address points (a ZIP code can also take in land outside any city or town).

ZIP code 56312 has 934 housing units, and 82% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 2% are attached homes such as townhomes. Mobile homes make up 7% of the housing units.

The median home in ZIP code 56312 was built in 1975. 59% of homes in ZIP code 56312 were built before 1980, and 20% were built in 2000 or later. The most common building period is 1939 or earlier, with 201 homes.

82% of occupied homes in ZIP code 56312 are owner-occupied. The median owner-occupied home in ZIP code 56312 is valued at $242,400. Among occupied homes in ZIP code 56312, 15% heat with utility gas, 18% with electricity, 53% with bottled or tank gas, 6% with fuel oil and 6% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 56312.

The nearest other ZIP codes we serve, measured center to center, are 56273 in New London (9.8 miles south), 56316 in Brooten (9.9 miles west), 56362 in Paynesville (12 miles east), 56352 in Melrose (15 miles northeast), 56288 in Spicer (15 miles south) and 56289 in Sunburg (16 miles southwest). The table sets ZIP code 56312 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 6 hail events, 14 thunderstorm-wind events and 6 tornadoes within 10 miles of the center of ZIP code 56312 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 3.25 inches on July 13, 2023, near Belgrade. 3 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 56312 was 69 mph wind on July 25, 2023, 2.4 miles away near Belgrade. The most recent hail event within 10 miles of the center of ZIP code 56312 was on August 3, 2024: 1 in hail near Regal. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 56312 was on July 28, 2025, near Brooten. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 56312 in that period was 81 mph. The busiest year was 2017, with 10 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Belgrade, which is in Stearns County; the ratings below are that county's. Stearns County scores 96.5 of 100 for hail in FEMA's National Risk Index, which ranks 4th of 87 Minnesota counties. Stearns County scores 97.6 of 100 for strong wind in FEMA's National Risk Index, which ranks 6th of 87 Minnesota counties. Stearns County scores 92.3 of 100 for winter weather in FEMA's National Risk Index, which ranks 6th of 87 Minnesota counties. Of the perils listed here, the highest score in Stearns County is for strong wind, at 97.6 of 100.

Stearns County averages 30.8 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Stearns County is 43.1°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 72 miles from the center of ZIP code 56312. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map