Gutters, roofing, siding and windows in ZIP code 55731, Ely, MN

• Gutters in ZIP code 55731

  St. Louis County averages 29.6 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 55731

  3 of the 7 hail events on record within 10 miles of the center of ZIP code 55731 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 55731

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 55731 from 2016 through September 22, 2025 was 81 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 55731

  65% of homes in ZIP code 55731 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 55731 is filed here under Ely, in St. Louis County, Minnesota; its center is about 85 miles north of our Duluth office. ZIP code 55731 also extends into Lake County. Our address file holds 5,581 address points in ZIP code 55731. Of the cities and towns on our pages, ZIP code 55731 covers only Ely.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 55731 has 4,954 housing units, and 84% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 1% are attached homes such as townhomes. Mobile homes make up 3% of the housing units.

The median home in ZIP code 55731 was built in 1971. 65% of homes in ZIP code 55731 were built before 1980, and 15% were built in 2000 or later. The most common building period is 1939 or earlier, with 1,196 homes.

75% of occupied homes in ZIP code 55731 are owner-occupied. The median owner-occupied home in ZIP code 55731 is valued at $202,900. Among occupied homes in ZIP code 55731, 6% heat with utility gas, 19% with electricity, 31% with bottled or tank gas, 27% with fuel oil and 13% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 55731.

The nearest other ZIP codes we serve, measured center to center, are 55706 in Babbitt (24 miles southwest), 55790 in Tower (31 miles west) and 55750 in Hoyt Lakes (34 miles south). The table sets ZIP code 55731 beside the 3 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 7 hail events, 14 thunderstorm-wind events and no tornadoes within 10 miles of the center of ZIP code 55731 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 1.75 inches on June 12, 2024, near Ely. 3 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 55731 was 60 mph wind on June 20, 2022, 2 miles away near Winton. The most recent hail event within 10 miles of the center of ZIP code 55731 was on September 19, 2024: 0.88 in hail near Ely. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 55731 was on June 20, 2022, near Winton. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 55731 in that period was 81 mph. The busiest year was 2022, with 6 events in all.

Apart from those database entries, NOAA weather radar indicated hail of 1 inch or larger over Ely on 1 day from January 2025 on, most recently July 27, 2026. A radar indication is an estimate, not a report from the ground, and the counts and tables on this page do not include it.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); NOAA MRMS radar hail estimates (for the city of Ely).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Ely, which is in St. Louis County; the ratings below are that county's. St. Louis County scores 84 of 100 for hail in FEMA's National Risk Index, which ranks 16th of 87 Minnesota counties. St. Louis County scores 71.3 of 100 for strong wind in FEMA's National Risk Index, which ranks 37th of 87 Minnesota counties. St. Louis County scores 98 of 100 for winter weather in FEMA's National Risk Index, which ranks 1st of 87 Minnesota counties. Of the perils listed here, the highest score in St. Louis County is for cold wave, at 99.4 of 100.

St. Louis County averages 29.6 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in St. Louis County is 37.8°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Duluth office is at 314 W Superior St #913, Duluth, MN 55802, about 85 miles from the center of ZIP code 55731. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Duluth office: address, hours and map