Gutters, roofing, siding and windows in ZIP code 55735, Finlayson, MN

• Gutters in ZIP code 55735

  Pine County averages 34.1 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 55735

  4 of the 16 hail events on record within 10 miles of the center of ZIP code 55735 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 55735

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 55735 from 2016 through September 22, 2025 was 70 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 55735

  49% of homes in ZIP code 55735 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 55735 is filed here under Finlayson, in Pine County, Minnesota; its center is about 57 miles east of our Brainerd office. ZIP code 55735 also extends into Aitkin County. Our address file holds 1,749 address points in ZIP code 55735. Of the cities and towns on our pages, ZIP code 55735 covers only Finlayson.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 55735 has 1,390 housing units, and 85% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 1% are attached homes such as townhomes. Mobile homes make up 12% of the housing units.

The median home in ZIP code 55735 was built in 1981. 49% of homes in ZIP code 55735 were built before 1980, and 32% were built in 2000 or later. The most common building period is 2000–2009, with 315 homes.

92% of occupied homes in ZIP code 55735 are owner-occupied. The median owner-occupied home in ZIP code 55735 is valued at $233,500. Among occupied homes in ZIP code 55735, 8% heat with utility gas, 13% with electricity, 55% with bottled or tank gas, 6% with fuel oil and 16% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 55735.

The nearest other ZIP codes we serve, measured center to center, are 55795 in Willow River (9.6 miles northeast), 55704 in Askov (12 miles east), 55783 in Sturgeon Lake (14 miles north), 55007 in Quamba (18 miles south), 55037 in Hinckley (18 miles southeast) and 56342 in Isle (19 miles west). The table sets ZIP code 55735 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 16 hail events, 19 thunderstorm-wind events and no tornadoes within 10 miles of the center of ZIP code 55735 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 2.5 inches on June 12, 2024, near Finlayson. 4 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 55735 was 0.88 in hail on July 16, 2020, less than 1 mile away near Finlayson. The most recent hail event within 10 miles of the center of ZIP code 55735 was on July 15, 2025: 1 in hail near Finlayson. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 55735 was on June 4, 2024, near Finlayson. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 55735 in that period was 70 mph. The busiest year was 2022, with 7 events in all.

Apart from those database entries, NOAA weather radar indicated hail of 1 inch or larger over Finlayson on 1 day from January 2025 on, most recently July 15, 2025. A radar indication is an estimate, not a report from the ground, and the counts and tables on this page do not include it.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); NOAA MRMS radar hail estimates (for the city of Finlayson).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Finlayson, which is in Pine County; the ratings below are that county's. Pine County scores 77.2 of 100 for hail in FEMA's National Risk Index, which ranks 31st of 87 Minnesota counties. Pine County scores 40.3 of 100 for strong wind in FEMA's National Risk Index, which ranks 58th of 87 Minnesota counties. Pine County scores 32.3 of 100 for winter weather in FEMA's National Risk Index, which ranks 78th of 87 Minnesota counties. Of the perils listed here, the highest score in Pine County is for cold wave, at 88.8 of 100.

Pine County averages 34.1 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Pine County is 41.4°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 57 miles from the center of ZIP code 55735. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map