Gutters, roofing, siding and windows in Urbank, MN

• Gutters in Urbank

  Otter Tail County averages 27.5 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in Urbank

  5 of the 11 hail events on record within 10 miles of Urbank from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in Urbank

  The strongest thunderstorm wind on record within 10 miles of Urbank from 2016 through September 22, 2025 was 75 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in Urbank

  56% of homes in ZIP code 56361 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

Our pages cover 1 ZIP code of Urbank: 56361. ZIP code 56361 has 977 households; its median home was built in 1975, and 88% of its housing units are single-family detached. The median home value in ZIP code 56361 is $219,800, and 85% of its occupied homes are owner-occupied. The median owner-occupied home in Urbank is valued at $85,000.

• ZIP code 56361

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area (a ZIP code can extend beyond the city); ZIP list and address points from the Census address file.

The NOAA Storm Events Database records 11 hail events, 13 thunderstorm-wind events and 2 tornadoes within 10 miles of Urbank from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 1.75 inches on August 26, 2024, near Urbank. 5 of those hail events had hail 1.5 inches or larger.

The closest event to the center of Urbank was EF1 tornado on May 30, 2022, 1.4 miles away near Urbank. The most recent hail event within 10 miles of Urbank was on August 26, 2024: 1.75 in hail near Urbank. The most recent thunderstorm-wind event within 10 miles of Urbank was on June 2, 2025, near Parkers Prairie. The strongest thunderstorm wind recorded within 10 miles of Urbank in that period was 75 mph. The busiest year was 2020, with 5 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Otter Tail County has 36,669 housing units, and 81% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 3% are attached homes such as townhomes. Mobile homes make up 6% of the housing units.

The median home in Otter Tail County was built in 1978. 53% of homes in Otter Tail County were built before 1980, and 25% were built in 2000 or later. The most common building period is 1939 or earlier, with 5,777 homes.

79% of occupied homes in Otter Tail County are owner-occupied. The median owner-occupied home in Otter Tail County is valued at $252,500. Among occupied homes in Otter Tail County, 31% heat with utility gas, 28% with electricity, 29% with bottled or tank gas, 5% with fuel oil and 5% with wood.

• Year-built table and more on the Otter Tail County page

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040).

Urbank is in Otter Tail County, so the county ratings below apply to it. Otter Tail County scores 81.4 of 100 for hail in FEMA's National Risk Index, which ranks 20th of 87 Minnesota counties. Otter Tail County scores 86.7 of 100 for strong wind in FEMA's National Risk Index, which ranks 17th of 87 Minnesota counties. Otter Tail County scores 97.5 of 100 for winter weather in FEMA's National Risk Index, which ranks 2nd of 87 Minnesota counties. Of the perils listed here, the highest score in Otter Tail County is for winter weather, at 97.5 of 100.

Otter Tail County averages 27.5 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Otter Tail County is 41.3°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

The nearest other cities we serve, by straight-line distance, are Millerville (4.4 miles), Parkers Prairie (8.9 miles), Vining (9.6 miles), Brandon (12 miles), Miltona (12 miles), Evansville (12 miles), Clitherall (12 miles) and Garfield (13 miles). The other Otter Tail County communities we serve are Battle Lake, Bluffton, Clitherall, Dalton, Deer Creek, Dent, Elizabeth, Erhard, Fergus Falls, Henning, New York Mills, Ottertail, Parkers Prairie, Pelican Rapids, Perham, Richville, Underwood, Vergas and Vining.

• Millerville 4.4 mi
• Parkers Prairie 8.9 mi
• Vining 9.6 mi
• Brandon 12 mi
• Miltona 12 mi
• Evansville 12 mi
• Clitherall 12 mi
• Garfield 13 mi
• Henning 14 mi
• Carlos 15 mi

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 65 miles from Urbank. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map