Gutters, roofing, siding and windows in ZIP code 56527, Deer Creek, MN

• Gutters in ZIP code 56527

  Otter Tail County averages 27.5 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 56527

  5 of the 29 hail events on record within 10 miles of the center of ZIP code 56527 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 56527

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 56527 from 2016 through September 22, 2025 was 81 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 56527

  64% of homes in ZIP code 56527 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 56527 is filed here under Deer Creek, in Otter Tail County, Minnesota; its center is about 53 miles west of our Brainerd office. Our address file holds 509 address points in ZIP code 56527. Of the cities and towns on our pages, ZIP code 56527 covers only Deer Creek.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 56527 has 384 housing units, and 89% of them are single-family detached homes (American Community Survey 2023, 5-year). Mobile homes make up 5% of the housing units.

The median home in ZIP code 56527 was built in 1972. 64% of homes in ZIP code 56527 were built before 1980, and 22% were built in 2000 or later. The most common building period is 1939 or earlier, with 111 homes.

88% of occupied homes in ZIP code 56527 are owner-occupied. The median owner-occupied home in ZIP code 56527 is valued at $192,400. Among occupied homes in ZIP code 56527, 13% heat with utility gas, 12% with electricity, 43% with bottled or tank gas, 15% with fuel oil and 15% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 56527.

The nearest other ZIP codes we serve, measured center to center, are 56551 in Henning (7.4 miles southwest), 56453 in Hewitt (8.5 miles southeast), 56482 in Wadena (11 miles northeast), 56571 in Ottertail (12 miles northwest), 56567 in New York Mills (12 miles north) and 56361 in Parkers Prairie (15 miles south). The table sets ZIP code 56527 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 29 hail events, 15 thunderstorm-wind events and 1 tornado within 10 miles of the center of ZIP code 56527 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 4 inches on August 3, 2024, near Wadena. 5 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 56527 was 1 in hail on August 11, 2023, 2.6 miles away near Deer Creek. The most recent hail event within 10 miles of the center of ZIP code 56527 was on September 12, 2025: 1 in hail near Deer Creek. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 56527 was on May 15, 2025, near Wadena. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 56527 in that period was 81 mph. The busiest year was 2022, with 10 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Deer Creek, which is in Otter Tail County; the ratings below are that county's. Otter Tail County scores 81.4 of 100 for hail in FEMA's National Risk Index, which ranks 20th of 87 Minnesota counties. Otter Tail County scores 86.7 of 100 for strong wind in FEMA's National Risk Index, which ranks 17th of 87 Minnesota counties. Otter Tail County scores 97.5 of 100 for winter weather in FEMA's National Risk Index, which ranks 2nd of 87 Minnesota counties. Of the perils listed here, the highest score in Otter Tail County is for winter weather, at 97.5 of 100.

Otter Tail County averages 27.5 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Otter Tail County is 41.3°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 53 miles from the center of ZIP code 56527. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map