Gutters, roofing, siding and windows in ZIP code 56545, Gary, MN

• Gutters in ZIP code 56545

  Norman County averages 24.4 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 56545

  7 of the 15 hail events on record within 10 miles of the center of ZIP code 56545 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 56545

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 56545 from 2016 through September 22, 2025 was 81 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 56545

  74% of homes in ZIP code 56545 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 56545 is filed here under Gary, in Norman County, Minnesota; its center is about 120 miles northwest of our Brainerd office. Our address file holds 309 address points in ZIP code 56545. Of the cities and towns on our pages, ZIP code 56545 covers only Gary.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 56545 has 315 housing units, and 93% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 1% are attached homes such as townhomes. Mobile homes make up 5% of the housing units.

The median home in ZIP code 56545 was built in 1955. 74% of homes in ZIP code 56545 were built before 1980, and 12% were built in 2000 or later. The most common building period is 1939 or earlier, with 116 homes.

86% of occupied homes in ZIP code 56545 are owner-occupied. The median owner-occupied home in ZIP code 56545 is valued at $168,800. Among occupied homes in ZIP code 56545, 30% heat with utility gas, 17% with electricity, 38% with bottled or tank gas, 7% with fuel oil and 8% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 56545.

The nearest other ZIP codes we serve, measured center to center, are 56584 in Twin Valley (11 miles south), 56540 in Fertile (11 miles north), 56510 in Ada (13 miles west), 56557 in Mahnomen (19 miles east), 56585 in Ulen (21 miles south) and 56535 in Erskine (22 miles northeast). The table sets ZIP code 56545 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 15 hail events, 9 thunderstorm-wind events and 5 tornadoes within 10 miles of the center of ZIP code 56545 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 2.5 inches on August 28, 2016, near Fertile. 7 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 56545 was 1.25 in hail on August 20, 2019, less than 1 mile away near Gary. The most recent hail event within 10 miles of the center of ZIP code 56545 was on June 28, 2024: 1.75 in hail near Gary. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 56545 was on June 20, 2025, near Gary. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 56545 in that period was 81 mph. The busiest year was 2018, with 9 events in all.

Apart from those database entries, NOAA weather radar indicated hail of 1 inch or larger over Gary on 1 day from January 2025 on, most recently July 6, 2026. A radar indication is an estimate, not a report from the ground, and the counts and tables on this page do not include it.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); NOAA MRMS radar hail estimates (for the city of Gary).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Gary, which is in Norman County; the ratings below are that county's. Norman County scores 70 of 100 for hail in FEMA's National Risk Index, which ranks 45th of 87 Minnesota counties. Norman County scores 37.6 of 100 for strong wind in FEMA's National Risk Index, which ranks 59th of 87 Minnesota counties. Norman County scores 66.8 of 100 for winter weather in FEMA's National Risk Index, which ranks 45th of 87 Minnesota counties. Of the perils listed here, the highest score in Norman County is for hail, at 70 of 100.

Norman County averages 24.4 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Norman County is 40.2°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 120 miles from the center of ZIP code 56545. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map