Gutters, roofing, siding and windows in ZIP code 55389, Watkins, MN

• Gutters in ZIP code 55389

  Meeker County averages 29.4 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 55389

  4 of the 9 hail events on record within 10 miles of the center of ZIP code 55389 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 55389

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 55389 from 2016 through September 22, 2025 was 71 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 55389

  54% of homes in ZIP code 55389 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 55389 is filed here under Watkins, in Meeker County, Minnesota; its center is about 74 miles south of our Brainerd office. ZIP code 55389 also extends into Stearns County. Of the cities and towns on our pages, ZIP code 55389 covers only Watkins.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 55389 has 1,037 housing units, and 81% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 1% are attached homes such as townhomes. Mobile homes make up 9% of the housing units.

The median home in ZIP code 55389 was built in 1978. 54% of homes in ZIP code 55389 were built before 1980, and 29% were built in 2000 or later. The most common building period is 2000–2009, with 189 homes.

84% of occupied homes in ZIP code 55389 are owner-occupied. The median owner-occupied home in ZIP code 55389 is valued at $252,700. Among occupied homes in ZIP code 55389, 29% heat with utility gas, 24% with electricity, 36% with bottled or tank gas, 3% with fuel oil and 3% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 55389.

The nearest other ZIP codes we serve, measured center to center, are 55353 in Kimball (6.1 miles east), 55329 in Eden Valley (6.5 miles west), 56320 in Cold Spring (11 miles north), 55382 in Fairhaven (11 miles east), 56368 in Richmond (12 miles northwest) and 55355 in Litchfield (15 miles south). The table sets ZIP code 55389 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 9 hail events, 14 thunderstorm-wind events and 3 tornadoes within 10 miles of the center of ZIP code 55389 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 2 inches on July 5, 2016, near South Haven. 4 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 55389 was EF2 tornado on July 11, 2016, 1.2 miles away near Watkins. The most recent hail event within 10 miles of the center of ZIP code 55389 was on August 15, 2025: 1 in hail near Eden Valley. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 55389 was on July 15, 2025, near Watkins. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 55389 in that period was 71 mph. The busiest year was 2016, with 14 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Watkins, which is in Meeker County; the ratings below are that county's. Meeker County scores 71.6 of 100 for hail in FEMA's National Risk Index, which ranks 42nd of 87 Minnesota counties. Meeker County scores 71.3 of 100 for strong wind in FEMA's National Risk Index, which ranks 36th of 87 Minnesota counties. Meeker County scores 62.3 of 100 for winter weather in FEMA's National Risk Index, which ranks 52nd of 87 Minnesota counties. Of the perils listed here, the highest score in Meeker County is for tornado, at 79.1 of 100.

Meeker County averages 29.4 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Meeker County is 43.8°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 74 miles from the center of ZIP code 55389. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map