Gutters, roofing, siding and windows in ZIP code 56228, Cosmos, MN

• Gutters in ZIP code 56228

  Meeker County averages 29.4 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 56228

  7 of the 14 hail events on record within 10 miles of the center of ZIP code 56228 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 56228

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 56228 from 2016 through September 22, 2025 was 81 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 56228

  76% of homes in ZIP code 56228 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 56228 is filed here under Cosmos, in Meeker County, Minnesota; its center is about 64 miles northeast of our Marshall office. ZIP code 56228 also extends into Renville County. Of the cities and towns on our pages, ZIP code 56228 covers only Cosmos.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 56228 has 422 housing units, and 86% of them are single-family detached homes (American Community Survey 2023, 5-year). Mobile homes make up 4% of the housing units.

The median home in ZIP code 56228 was built in 1959. 76% of homes in ZIP code 56228 were built before 1980, and 9% were built in 2000 or later. The most common building period is 1950–1959, with 96 homes.

86% of occupied homes in ZIP code 56228 are owner-occupied. The median owner-occupied home in ZIP code 56228 is valued at $120,000. Among occupied homes in ZIP code 56228, 43% heat with utility gas, 15% with electricity, 35% with bottled or tank gas, 3% with fuel oil and 2% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 56228.

The nearest other ZIP codes we serve, measured center to center, are 56253 in Lake Lillian (10 miles west), 55314 in Buffalo Lake (12 miles south), 55355 in Litchfield (13 miles northeast), 55342 in Hector (14 miles south), 55350 in Hutchinson (14 miles east) and 56209 in Atwater (14 miles northwest). The table sets ZIP code 56228 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 14 hail events, 6 thunderstorm-wind events and 1 tornado within 10 miles of the center of ZIP code 56228 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 2.25 inches on July 23, 2016, near Cosmos. 7 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 56228 was 62 mph wind on July 28, 2025, 1.1 miles away near Cosmos. The most recent hail event within 10 miles of the center of ZIP code 56228 was on August 3, 2024: 1 in hail near Cosmos. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 56228 was on July 28, 2025, near Cosmos. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 56228 in that period was 81 mph. The busiest year was 2016, with 7 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Cosmos, which is in Meeker County; the ratings below are that county's. Meeker County scores 71.6 of 100 for hail in FEMA's National Risk Index, which ranks 42nd of 87 Minnesota counties. Meeker County scores 71.3 of 100 for strong wind in FEMA's National Risk Index, which ranks 36th of 87 Minnesota counties. Meeker County scores 62.3 of 100 for winter weather in FEMA's National Risk Index, which ranks 52nd of 87 Minnesota counties. Of the perils listed here, the highest score in Meeker County is for tornado, at 79.1 of 100.

Meeker County averages 29.4 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Meeker County is 43.8°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Marshall office is at 408 E Main St Ste 3, Marshall, MN 56258, about 64 miles from the center of ZIP code 56228. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (507) 606-2707.

• Marshall office: address, hours and map