Gutters, roofing, siding and windows in ZIP code 56560, Moorhead, MN

• Gutters in ZIP code 56560

  Clay County averages 24.1 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 56560

  3 of the 12 hail events on record within 10 miles of the center of ZIP code 56560 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 56560

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 56560 from 2016 through September 22, 2025 was 92 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 56560

  48% of homes in ZIP code 56560 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 56560 is filed here under Moorhead, in Clay County, Minnesota; its center is about 125 miles west of our Brainerd office. Our address file holds 17,139 address points in ZIP code 56560. Of the cities and towns on our pages, ZIP code 56560 covers only Moorhead.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 56560 has 19,366 housing units, and 53% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 10% are attached homes such as townhomes. Mobile homes make up 1% of the housing units.

The median home in ZIP code 56560 was built in 1983. 48% of homes in ZIP code 56560 were built before 1980, and 33% were built in 2000 or later. The most common building period is 2000–2009, with 3,198 homes.

60% of occupied homes in ZIP code 56560 are owner-occupied. The median owner-occupied home in ZIP code 56560 is valued at $248,900. Among occupied homes in ZIP code 56560, 54% heat with utility gas, 38% with electricity, 4% with bottled or tank gas, 1% with fuel oil and 1% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 56560.

The nearest other ZIP codes we serve, measured center to center, are 56529 in Dilworth (3.5 miles northeast), 56580 in Sabin (8.9 miles southeast), 56547 in Glyndon (9.5 miles northeast), 56514 in Barnesville (19 miles southeast), 56549 in Hawley (20 miles east) and 56585 in Ulen (29 miles northeast). The table sets ZIP code 56560 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 12 hail events, 36 thunderstorm-wind events and 4 tornadoes within 10 miles of the center of ZIP code 56560 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 1.75 inches on September 21, 2019, near Dilworth. 3 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 56560 was 64 mph wind on July 11, 2016, less than 1 mile away near Moorhead. The most recent hail event within 10 miles of the center of ZIP code 56560 was on July 7, 2023: 1.5 in hail near Sabin. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 56560 was on June 18, 2024, near Moorhead. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 56560 in that period was 92 mph. The busiest year was 2019, with 14 events in all.

Apart from those database entries, NOAA weather radar indicated hail of 1 inch or larger over Moorhead on 2 days from January 2025 on, most recently June 30, 2026. A radar indication is an estimate, not a report from the ground, and the counts and tables on this page do not include it.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); NOAA MRMS radar hail estimates (for the city of Moorhead).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Moorhead, which is in Clay County; the ratings below are that county's. Clay County scores 80.5 of 100 for hail in FEMA's National Risk Index, which ranks 21st of 87 Minnesota counties. Clay County scores 78.8 of 100 for strong wind in FEMA's National Risk Index, which ranks 22nd of 87 Minnesota counties. Clay County scores 95.8 of 100 for winter weather in FEMA's National Risk Index, which ranks 4th of 87 Minnesota counties. Of the perils listed here, the highest score in Clay County is for winter weather, at 95.8 of 100.

Clay County averages 24.1 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Clay County is 41.2°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 125 miles from the center of ZIP code 56560. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map