Gutters, roofing, siding and windows in ZIP code 55045, Lindstrom, MN

• Gutters in ZIP code 55045

  Chisago County averages 32.7 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 55045

  2 of the 18 hail events on record within 10 miles of the center of ZIP code 55045 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 55045

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 55045 from 2016 through September 22, 2025 was 75 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 55045

  35% of homes in ZIP code 55045 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 55045 is filed here under Lindstrom, in Chisago County, Minnesota; its center is about 55 miles north of our Farmington office. Our address file holds 3,312 address points in ZIP code 55045. Of the cities and towns on our pages, ZIP code 55045 covers only Lindstrom.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 55045 has 3,001 housing units, and 84% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 4% are attached homes such as townhomes. Mobile homes make up 6% of the housing units.

The median home in ZIP code 55045 was built in 1992. 35% of homes in ZIP code 55045 were built before 1980, and 33% were built in 2000 or later. The most common building period is 1990–1999, with 672 homes.

91% of occupied homes in ZIP code 55045 are owner-occupied. The median owner-occupied home in ZIP code 55045 is valued at $373,500. Among occupied homes in ZIP code 55045, 74% heat with utility gas, 8% with electricity, 14% with bottled or tank gas and 3% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 55045.

The nearest other ZIP codes we serve, measured center to center, are 55012 in Center City (3.6 miles northeast), 55013 in Chisago City (4.3 miles southwest), 55074 in Shafer (4.8 miles east), 55084 in Taylors Falls (7.4 miles northeast), 55073 in Scandia (8.6 miles south) and 55056 in North Branch (9.8 miles northwest). The table sets ZIP code 55045 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 18 hail events, 21 thunderstorm-wind events and 2 tornadoes within 10 miles of the center of ZIP code 55045 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 1.75 inches on July 27, 2023, near Center City. 2 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 55045 was 64 mph wind on May 9, 2022, less than 1 mile away near Center City. The most recent hail event within 10 miles of the center of ZIP code 55045 was on July 3, 2025: 1 in hail near Lindstrom. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 55045 was on September 21, 2024, near Wyoming. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 55045 in that period was 75 mph. The busiest year was 2022, with 10 events in all.

Apart from those database entries, NOAA weather radar indicated hail of 1 inch or larger over Lindstrom on 1 day from January 2025 on, most recently July 4, 2025. A radar indication is an estimate, not a report from the ground, and the counts and tables on this page do not include it.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); NOAA MRMS radar hail estimates (for the city of Lindstrom).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Lindstrom, which is in Chisago County; the ratings below are that county's. Chisago County scores 76.3 of 100 for hail in FEMA's National Risk Index, which ranks 33rd of 87 Minnesota counties. Chisago County scores 76.8 of 100 for strong wind in FEMA's National Risk Index, which ranks 26th of 87 Minnesota counties. Chisago County scores 42.8 of 100 for winter weather in FEMA's National Risk Index, which ranks 72nd of 87 Minnesota counties. Of the perils listed here, the highest score in Chisago County is for strong wind, at 76.8 of 100.

Chisago County averages 32.7 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Chisago County is 43.7°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Farmington office is at 821 3rd St, Farmington, MN 55024, about 55 miles from the center of ZIP code 55045. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (651) 998-8500.

• Farmington office: address, hours and map