Gutters, roofing, siding and windows in ZIP code 55388, Watertown, MN

• Gutters in ZIP code 55388

  Carver County averages 33.4 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 55388

  14 of the 32 hail events on record within 10 miles of the center of ZIP code 55388 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 55388

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 55388 from 2016 through September 22, 2025 was 70 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 55388

  39% of homes in ZIP code 55388 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 55388 is filed here under Watertown, in Carver County, Minnesota; its center is about 41 miles northwest of our Farmington office. ZIP code 55388 also extends into Wright County. Our address file holds 2,669 address points in ZIP code 55388. Of the cities and towns on our pages, ZIP code 55388 covers only Watertown.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 55388 has 2,386 housing units, and 78% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 8% are attached homes such as townhomes. Mobile homes make up 5% of the housing units.

The median home in ZIP code 55388 was built in 1992. 39% of homes in ZIP code 55388 were built before 1980, and 35% were built in 2000 or later. The most common building period is 2000–2009, with 578 homes.

81% of occupied homes in ZIP code 55388 are owner-occupied. The median owner-occupied home in ZIP code 55388 is valued at $333,100. Among occupied homes in ZIP code 55388, 68% heat with utility gas, 13% with electricity, 15% with bottled or tank gas, 1% with fuel oil and 2% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 55388.

The nearest other ZIP codes we serve, measured center to center, are 55360 in Mayer (4.4 miles southwest), 55328 in Delano (6 miles north), 55375 in St. Bonifacius (6.8 miles southeast), 55363 in Montrose (7.2 miles northwest), 55387 in Waconia (7.3 miles southeast) and 55367 in New Germany (7.4 miles southwest). The table sets ZIP code 55388 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 32 hail events, 38 thunderstorm-wind events and 8 tornadoes within 10 miles of the center of ZIP code 55388 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 4 inches on August 5, 2019, near Delano. 14 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 55388 was 2.5 in hail on August 5, 2019, less than 1 mile away near Watertown. The most recent hail event within 10 miles of the center of ZIP code 55388 was on September 21, 2025: 0.75 in hail near Delano. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 55388 was on July 28, 2025, near Winsted. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 55388 in that period was 70 mph. The busiest year was 2025, with 14 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Watertown, which is in Carver County; the ratings below are that county's. Carver County scores 85.6 of 100 for hail in FEMA's National Risk Index, which ranks 13th of 87 Minnesota counties. Carver County scores 94.2 of 100 for strong wind in FEMA's National Risk Index, which ranks 10th of 87 Minnesota counties. Carver County scores 49.7 of 100 for winter weather in FEMA's National Risk Index, which ranks 66th of 87 Minnesota counties. Of the perils listed here, the highest score in Carver County is for strong wind, at 94.2 of 100.

Carver County averages 33.4 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Carver County is 45.1°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Farmington office is at 821 3rd St, Farmington, MN 55024, about 41 miles from the center of ZIP code 55388. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (651) 998-8500.

• Farmington office: address, hours and map