Gutters, roofing, siding and windows in ZIP code 56521, Callaway, MN

• Gutters in ZIP code 56521

  Becker County averages 26.5 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 56521

  4 of the 14 hail events on record within 10 miles of the center of ZIP code 56521 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 56521

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 56521 from 2016 through September 22, 2025 was 85 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 56521

  59% of homes in ZIP code 56521 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 56521 is filed here under Callaway, in Becker County, Minnesota; its center is about 92 miles northwest of our Brainerd office. Our address file holds 471 address points in ZIP code 56521. Of the cities and towns on our pages, ZIP code 56521 covers only Callaway.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 56521 has 358 housing units, and 81% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 1% are attached homes such as townhomes. Mobile homes make up 16% of the housing units.

The median home in ZIP code 56521 was built in 1975. 59% of homes in ZIP code 56521 were built before 1980, and 21% were built in 2000 or later. The most common building period is 1970–1979, with 63 homes.

83% of occupied homes in ZIP code 56521 are owner-occupied. The median owner-occupied home in ZIP code 56521 is valued at $166,800. Among occupied homes in ZIP code 56521, 1% heat with utility gas, 23% with electricity, 48% with bottled or tank gas, 9% with fuel oil and 9% with wood.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 56521.

The nearest other ZIP codes we serve, measured center to center, are 56569 in White Earth (6.5 miles northeast), 56511 in Audubon (11 miles southwest), 56501 in Detroit Lakes (12 miles south), 56554 in Lake Park (13 miles southwest), 56589 in Waubun (15 miles northeast) and 56585 in Ulen (18 miles west). The table sets ZIP code 56521 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 14 hail events, 8 thunderstorm-wind events and 1 tornado within 10 miles of the center of ZIP code 56521 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 2 inches on June 12, 2024, near White Earth. 4 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 56521 was 81 mph wind on July 11, 2017, 1.3 miles away near Callaway. The most recent hail event within 10 miles of the center of ZIP code 56521 was on June 12, 2024: 2 in hail near White Earth. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 56521 was on May 15, 2025, near Hitterdal. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 56521 in that period was 85 mph. The busiest year was 2019, with 7 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Callaway, which is in Becker County; the ratings below are that county's. Becker County scores 63.5 of 100 for hail in FEMA's National Risk Index, which ranks 53rd of 87 Minnesota counties. Becker County scores 49.6 of 100 for strong wind in FEMA's National Risk Index, which ranks 51st of 87 Minnesota counties. Becker County scores 89.5 of 100 for winter weather in FEMA's National Risk Index, which ranks 12th of 87 Minnesota counties. Of the perils listed here, the highest score in Becker County is for winter weather, at 89.5 of 100.

Becker County averages 26.5 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Becker County is 39.9°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 92 miles from the center of ZIP code 56521. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map