Gutters, roofing, siding and windows in ZIP code 55016, Cottage Grove, MN

• Gutters in ZIP code 55016

  Washington County averages 34.1 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 55016

  23 of the 67 hail events on record within 10 miles of the center of ZIP code 55016 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 55016

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 55016 from 2016 through September 22, 2025 was 68 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 55016

  39% of homes in ZIP code 55016 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 55016 is filed here under Cottage Grove, in Washington County, Minnesota; its center is about 16 miles northeast of our Farmington office. Our address file holds 15,881 address points in ZIP code 55016. Of the cities and towns on our pages, ZIP code 55016 covers only Cottage Grove.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 55016 has 13,953 housing units, and 80% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 12% are attached homes such as townhomes.

The median home in ZIP code 55016 was built in 1988. 39% of homes in ZIP code 55016 were built before 1980, and 27% were built in 2000 or later. The most common building period is 1990–1999, with 2,921 homes.

88% of occupied homes in ZIP code 55016 are owner-occupied. The median owner-occupied home in ZIP code 55016 is valued at $358,800. Among occupied homes in ZIP code 55016, 84% heat with utility gas, 14% with electricity and 1% with bottled or tank gas.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 55016.

The nearest other ZIP codes we serve, measured center to center, are 55071 in St. Paul Park (3.1 miles west), 55076 in Inver Grove Heights (5 miles west), 55055 in Newport (5 miles northwest), 55129 in Woodbury (5.5 miles north), 55077 in Inver Grove Heights (7 miles west) and 55125 in Woodbury (7.1 miles north). The table sets ZIP code 55016 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 67 hail events, 33 thunderstorm-wind events and 4 tornadoes within 10 miles of the center of ZIP code 55016 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 2.5 inches on March 10, 2021, near Sunfish Lake. 23 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 55016 was 0.75 in hail on October 17, 2016, less than 1 mile away near Cottage Grove. The most recent hail event within 10 miles of the center of ZIP code 55016 was on September 21, 2025: 1 in hail near South St. Paul. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 55016 was on August 15, 2025, near Prescott. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 55016 in that period was 68 mph. The busiest year was 2022, with 23 events in all.

Apart from those database entries, NOAA weather radar indicated hail of 1 inch or larger over Cottage Grove on 2 days from January 2025 on, most recently September 22, 2025. A radar indication is an estimate, not a report from the ground, and the counts and tables on this page do not include it.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); NOAA MRMS radar hail estimates (for the city of Cottage Grove).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under Cottage Grove, which is in Washington County; the ratings below are that county's. Washington County scores 94.8 of 100 for hail in FEMA's National Risk Index, which ranks 6th of 87 Minnesota counties. Washington County scores 98.3 of 100 for strong wind in FEMA's National Risk Index, which ranks 5th of 87 Minnesota counties. Washington County scores 76.6 of 100 for winter weather in FEMA's National Risk Index, which ranks 30th of 87 Minnesota counties. Of the perils listed here, the highest score in Washington County is for strong wind, at 98.3 of 100.

Washington County averages 34.1 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Washington County is 45.1°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Our Farmington office is at 821 3rd St, Farmington, MN 55024, about 16 miles from the center of ZIP code 55016. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (651) 998-8500.

• Farmington office: address, hours and map