Gutters, roofing, siding and windows in ZIP code 55102, St. Paul, MN

• Gutters in ZIP code 55102

  Ramsey County averages 33 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in ZIP code 55102

  53 of the 141 hail events on record within 10 miles of the center of ZIP code 55102 from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in ZIP code 55102

  The strongest thunderstorm wind on record within 10 miles of the center of ZIP code 55102 from 2016 through September 22, 2025 was 70 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in ZIP code 55102

  72% of homes in ZIP code 55102 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

ZIP code 55102 is filed here under St. Paul, in Ramsey County, Minnesota; its center is about 21 miles north of our Farmington office. Our address file holds 5,460 address points in ZIP code 55102. Of the cities and towns on our pages, ZIP code 55102 covers only St. Paul.

Source: Census ZIP Code Tabulation Area, county and place boundaries (a ZIP code can also take in land outside any city or town).

ZIP code 55102 has 11,582 housing units, and 29% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 3% are attached homes such as townhomes.

The median home in ZIP code 55102 was built in 1939 or earlier. 72% of homes in ZIP code 55102 were built before 1980, and 18% were built in 2000 or later. The most common building period is 1939 or earlier, with 5,898 homes.

46% of occupied homes in ZIP code 55102 are owner-occupied. The median owner-occupied home in ZIP code 55102 is valued at $280,400. Among occupied homes in ZIP code 55102, 64% heat with utility gas, 29% with electricity and 2% with bottled or tank gas.

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040), for ZIP Code Tabulation Area 55102.

The nearest other ZIP codes we serve, measured center to center, are 55107 in St. Paul (2.1 miles east), 55101 in St. Paul (2.1 miles northeast), 55103 in St. Paul (2.2 miles north), 55105 in St. Paul (2.2 miles west), 55104 in St. Paul (2.5 miles northwest) and 55118 in West St. Paul (2.6 miles south). The table sets ZIP code 55102 beside the 8 ZIP codes nearest to it, using the same Census figures for each.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area; distances are straight lines between ZIP code centers.

The NOAA Storm Events Database records 141 hail events, 99 thunderstorm-wind events and 3 tornadoes within 10 miles of the center of ZIP code 55102 from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 3 inches on August 11, 2023, near Minneapolis. 53 of those hail events had hail 1.5 inches or larger.

The closest event to the center of ZIP code 55102 was 58 mph wind on October 3, 2018, less than 1 mile away near St. Paul. The most recent hail event within 10 miles of the center of ZIP code 55102 was on September 21, 2025: 1 in hail near South St. Paul. The most recent thunderstorm-wind event within 10 miles of the center of ZIP code 55102 was on July 28, 2025, near Richfield. The strongest thunderstorm wind recorded within 10 miles of the center of ZIP code 55102 in that period was 70 mph. The busiest year was 2022, with 81 events in all.

Apart from those database entries, NOAA weather radar indicated hail of 1 inch or larger over St. Paul on 3 days from January 2025 on, most recently June 19, 2026. A radar indication is an estimate, not a report from the ground, and the counts and tables on this page do not include it.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); NOAA MRMS radar hail estimates (for the city of St. Paul).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

This page is filed under St. Paul, which is in Ramsey County; the ratings below are that county's. Ramsey County scores 99 of 100 for hail in FEMA's National Risk Index, which ranks 2nd of 87 Minnesota counties. Ramsey County scores 90.8 of 100 for strong wind in FEMA's National Risk Index, which ranks 11th of 87 Minnesota counties. Ramsey County scores 92.2 of 100 for winter weather in FEMA's National Risk Index, which ranks 7th of 87 Minnesota counties. Of the perils listed here, the highest score in Ramsey County is for cold wave, at 99.1 of 100.

Ramsey County averages 33 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Ramsey County is 45.4°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

Mapped neighborhoods whose center falls in ZIP code 55102: Summit-University and West Seventh - Fort Road.

• Summit-University St. Paul
• West Seventh - Fort Road St. Paul

Source: neighborhood names and centers: City of Minneapolis, City of Saint Paul and OpenStreetMap contributors (ODbL).

Our Farmington office is at 821 3rd St, Farmington, MN 55024, about 21 miles from the center of ZIP code 55102. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (651) 998-8500.

• Farmington office: address, hours and map