Gutters, roofing, siding and windows in Clearwater, MN

• Gutters in Clearwater

  Wright County averages 31.3 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in Clearwater

  11 of the 29 hail events on record within 10 miles of Clearwater from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in Clearwater

  The strongest thunderstorm wind on record within 10 miles of Clearwater from 2016 through September 22, 2025 was 64 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in Clearwater

  31% of homes in ZIP code 55320 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

Our pages cover 1 ZIP code of Clearwater: 55320. ZIP code 55320 has 2,134 households; its median home was built in 1995, and 84% of its housing units are single-family detached. The median home value in ZIP code 55320 is $307,200, and 84% of its occupied homes are owner-occupied. The median owner-occupied home in Clearwater is valued at $248,100.

• ZIP code 55320

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area (a ZIP code can extend beyond the city); ZIP list and address points from the Census address file.

The NOAA Storm Events Database records 29 hail events, 29 thunderstorm-wind events and no tornadoes within 10 miles of Clearwater from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 4 inches on July 26, 2019, near Clear Lake. 11 of those hail events had hail 1.5 inches or larger.

The closest event to the center of Clearwater was 1.75 in hail on July 13, 2024, less than 1 mile away near Clearwater. The most recent hail event within 10 miles of Clearwater was on July 18, 2025: 2 in hail near St. Augusta. The most recent thunderstorm-wind event within 10 miles of Clearwater was on July 15, 2025, near Clear Lake. The strongest thunderstorm wind recorded within 10 miles of Clearwater in that period was 64 mph. The busiest year was 2019, with 13 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Wright County has 56,153 housing units, and 79% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 9% are attached homes such as townhomes. Mobile homes make up 4% of the housing units.

The median home in Wright County was built in 1994. 31% of homes in Wright County were built before 1980, and 40% were built in 2000 or later. The most common building period is 2000–2009, with 15,320 homes.

84% of occupied homes in Wright County are owner-occupied. The median owner-occupied home in Wright County is valued at $332,800. Among occupied homes in Wright County, 70% heat with utility gas, 14% with electricity, 12% with bottled or tank gas, 1% with fuel oil and 1% with wood.

• Year-built table and more on the Wright County page

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040).

Clearwater is in Wright County, so the county ratings below apply to it. Wright County scores 89.4 of 100 for hail in FEMA's National Risk Index, which ranks 9th of 87 Minnesota counties. Wright County scores 95 of 100 for strong wind in FEMA's National Risk Index, which ranks 9th of 87 Minnesota counties. Wright County scores 72.3 of 100 for winter weather in FEMA's National Risk Index, which ranks 39th of 87 Minnesota counties. Of the perils listed here, the highest score in Wright County is for strong wind, at 95 of 100.

Wright County averages 31.3 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Wright County is 44.2°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

The nearest other cities we serve, by straight-line distance, are Clear Lake (3.4 miles), Silver Creek (7.3 miles), St. Augusta (8 miles), Becker (8.4 miles), Fairhaven (9.8 miles), St. Cloud (11 miles), Annandale (11 miles) and South Haven (12 miles). The other Wright County communities we serve are Albertville, Annandale, Buffalo, Cokato, Delano, Hanover, Howard Lake, Maple Lake, Monticello, Montrose, Otsego, Rockford, Silver Creek, South Haven, St. Michael and Waverly.

• Clear Lake 3.4 mi
• Silver Creek 7.3 mi
• St. Augusta 8 mi
• Becker 8.4 mi
• Fairhaven 9.8 mi
• St. Cloud 11 mi
• Annandale 11 mi
• South Haven 12 mi
• Maple Lake 12 mi
• Waite Park 13 mi

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 66 miles from Clearwater. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map