Gutters, roofing, siding and windows in Lake St. Croix Beach, MN

• Gutters in Lake St. Croix Beach

  Washington County averages 34.1 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in Lake St. Croix Beach

  30 of the 63 hail events on record within 10 miles of Lake St. Croix Beach from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in Lake St. Croix Beach

  The strongest thunderstorm wind on record within 10 miles of Lake St. Croix Beach from 2016 through September 22, 2025 was 85 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in Lake St. Croix Beach

  64% of homes in ZIP code 55043 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

Our pages cover 1 ZIP code of Lake St. Croix Beach: 55043. ZIP code 55043 has 1,490 households; its median home was built in 1974, and 95% of its housing units are single-family detached. The median home value in ZIP code 55043 is $360,600, and 90% of its occupied homes are owner-occupied. The median owner-occupied home in Lake St. Croix Beach is valued at $334,600.

• ZIP code 55043

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area (a ZIP code can extend beyond the city); ZIP list and address points from the Census address file.

The NOAA Storm Events Database records 63 hail events, 21 thunderstorm-wind events and 3 tornadoes within 10 miles of Lake St. Croix Beach from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 3 inches on September 20, 2022, near River Falls. 30 of those hail events had hail 1.5 inches or larger.

The closest event to the center of Lake St. Croix Beach was 1.25 in hail on May 19, 2022, less than 1 mile away near Lake St. Croix Beach. The most recent hail event within 10 miles of Lake St. Croix Beach was on September 21, 2025: 1.5 in hail near Woodbury. The most recent thunderstorm-wind event within 10 miles of Lake St. Croix Beach was on July 28, 2025, near Lake Elmo. The strongest thunderstorm wind recorded within 10 miles of Lake St. Croix Beach in that period was 85 mph. The busiest year was 2022, with 38 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Washington County has 107,035 housing units, and 68% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 16% are attached homes such as townhomes. Mobile homes make up 2% of the housing units.

The median home in Washington County was built in 1992. 32% of homes in Washington County were built before 1980, and 32% were built in 2000 or later. The most common building period is 1990–1999, with 23,687 homes.

81% of occupied homes in Washington County are owner-occupied. The median owner-occupied home in Washington County is valued at $400,900. Among occupied homes in Washington County, 80% heat with utility gas, 15% with electricity and 2% with bottled or tank gas.

• Year-built table and more on the Washington County page

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040).

Lake St. Croix Beach is in Washington County, so the county ratings below apply to it. Washington County scores 94.8 of 100 for hail in FEMA's National Risk Index, which ranks 6th of 87 Minnesota counties. Washington County scores 98.3 of 100 for strong wind in FEMA's National Risk Index, which ranks 5th of 87 Minnesota counties. Washington County scores 76.6 of 100 for winter weather in FEMA's National Risk Index, which ranks 30th of 87 Minnesota counties. Of the perils listed here, the highest score in Washington County is for strong wind, at 98.3 of 100.

Washington County averages 34.1 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Washington County is 45.1°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

The nearest other cities we serve, by straight-line distance, are St. Marys Point (less than 1 mile), Lakeland Shores (1.6 miles), Lakeland (1.8 miles), Afton (2.9 miles), Hudson (3.2 miles), Bayport (6.3 miles), Oak Park Heights (7.8 miles) and Woodbury (7.8 miles). The other Washington County communities we serve are Afton, Bayport, Birchwood Village, Cottage Grove, Dellwood, Forest Lake, Grant, Hugo, Lake Elmo, Lakeland, Lakeland Shores, Landfall, Mahtomedi, Marine on St. Croix, Newport, Oak Park Heights, Oakdale, Pine Springs, Scandia, St. Marys Point, St. Paul Park, Stillwater, Willernie and Woodbury.

• St. Marys Point 0.8 mi
• Lakeland Shores 1.6 mi
• Lakeland 1.8 mi
• Afton 2.9 mi
• Hudson 3.2 mi
• Bayport 6.3 mi
• Oak Park Heights 7.8 mi
• Woodbury 7.8 mi
• River Falls 8.1 mi
• Lake Elmo 8.3 mi

Our Farmington office is at 821 3rd St, Farmington, MN 55024, about 27 miles from Lake St. Croix Beach. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (651) 998-8500.

• Farmington office: address, hours and map