Gutters, roofing, siding and windows in St. Martin, MN

• Gutters in St. Martin

  Stearns County averages 30.8 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in St. Martin

  3 of the 8 hail events on record within 10 miles of St. Martin from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in St. Martin

  The strongest thunderstorm wind on record within 10 miles of St. Martin from 2016 through September 22, 2025 was 74 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in St. Martin

  45% of homes in Stearns County were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

The median owner-occupied home in St. Martin is valued at $210,500.

The NOAA Storm Events Database records 8 hail events, 9 thunderstorm-wind events and 3 tornadoes within 10 miles of St. Martin from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 1.75 inches on July 19, 2023, near Albany. 3 of those hail events had hail 1.5 inches or larger.

The closest event to the center of St. Martin was 60 mph wind on August 24, 2021, less than 1 mile away near St. Martin. The most recent hail event within 10 miles of St. Martin was on July 19, 2023: 1.75 in hail near Albany. The most recent thunderstorm-wind event within 10 miles of St. Martin was on August 29, 2024, near Paynesville. The strongest thunderstorm wind recorded within 10 miles of St. Martin in that period was 74 mph. The busiest year was 2016, with 6 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Stearns County has 66,211 housing units, and 69% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 4% are attached homes such as townhomes. Mobile homes make up 2% of the housing units.

The median home in Stearns County was built in 1984. 45% of homes in Stearns County were built before 1980, and 27% were built in 2000 or later. The most common building period is 2000–2009, with 11,318 homes.

68% of occupied homes in Stearns County are owner-occupied. The median owner-occupied home in Stearns County is valued at $256,500. Among occupied homes in Stearns County, 52% heat with utility gas, 28% with electricity, 14% with bottled or tank gas, 2% with fuel oil and 2% with wood.

• Year-built table and more on the Stearns County page

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040).

St. Martin is in Stearns County, so the county ratings below apply to it. Stearns County scores 96.5 of 100 for hail in FEMA's National Risk Index, which ranks 4th of 87 Minnesota counties. Stearns County scores 97.6 of 100 for strong wind in FEMA's National Risk Index, which ranks 6th of 87 Minnesota counties. Stearns County scores 92.3 of 100 for winter weather in FEMA's National Risk Index, which ranks 6th of 87 Minnesota counties. Of the perils listed here, the highest score in Stearns County is for strong wind, at 97.6 of 100.

Stearns County averages 30.8 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Stearns County is 43.1°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

The nearest other cities we serve, by straight-line distance, are Roscoe (5.1 miles), Lake Henry (6.8 miles), Spring Hill (8.1 miles), Richmond (8.2 miles), Paynesville (9 miles), New Munich (9.8 miles), Albany (9.9 miles) and Regal (11 miles). The other Stearns County communities we serve are Albany, Avon, Belgrade, Brooten, Cold Spring, Elrosa, Fairhaven, Freeport, Greenwald, Holdingford, Kimball, Lake Henry, Meire Grove, Melrose, New Munich, Paynesville, Richmond, Rockville, Roscoe, Sartell, Sauk Centre, Spring Hill, St. Anthony, St. Augusta, St. Cloud, St. John's University, St. Joseph, St. Rosa, St. Stephen and Waite Park.

• Roscoe 5.1 mi
• Lake Henry 6.8 mi
• Spring Hill 8.1 mi
• Richmond 8.2 mi
• Paynesville 9 mi
• New Munich 9.8 mi
• Albany 9.9 mi
• Regal 11 mi
• Freeport 11 mi
• Greenwald 12 mi

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 63 miles from St. Martin. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map