Gutters, roofing, siding and windows in The Lakes, MN

• Gutters in The Lakes

  Murray County averages 30.6 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in The Lakes

  2 of the 13 hail events on record within 10 miles of The Lakes from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in The Lakes

  The strongest thunderstorm wind on record within 10 miles of The Lakes from 2016 through September 22, 2025 was 90 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in The Lakes

  74% of homes in the 2 ZIP codes that cover The Lakes were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

Our pages cover 2 ZIP codes of The Lakes: 56172 and 56175. ZIP code 56172 has 1,334 households; its median home was built in 1970, and 84% of its housing units are single-family detached. The median home value in ZIP code 56172 is $189,900, and 76% of its occupied homes are owner-occupied. ZIP code 56175 has 1,077 households; its median home was built in 1958, and 86% of its housing units are single-family detached. The median home value in ZIP code 56175 is $154,400, and 84% of its occupied homes are owner-occupied. The median owner-occupied home in The Lakes is valued at $391,900. Each ZIP code in the table links to its own page; a ZIP code shared with a neighboring city has one page, under the city that holds the largest part of it.

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area (a ZIP code can extend beyond the city); ZIP list and address points from the Census address file.

The NOAA Storm Events Database records 13 hail events, 23 thunderstorm-wind events and 3 tornadoes within 10 miles of The Lakes from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 1.75 inches on August 28, 2021, near The Lakes. 2 of those hail events had hail 1.5 inches or larger.

The closest event to the center of The Lakes was 0.88 in hail on May 29, 2022, 1.4 miles away near The Lakes. The most recent hail event within 10 miles of The Lakes was on July 6, 2024: 1 in hail near Hadley. The most recent thunderstorm-wind event within 10 miles of The Lakes was on August 16, 2025, near Tracy. The strongest thunderstorm wind recorded within 10 miles of The Lakes in that period was 90 mph. The busiest year was 2022, with 10 events in all.

Apart from those database entries, NOAA weather radar indicated hail of 1 inch or larger over The Lakes on 1 day from January 2025 on, most recently June 20, 2025. A radar indication is an estimate, not a report from the ground, and the counts and tables on this page do not include it.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); NOAA MRMS radar hail estimates.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Murray County has 4,401 housing units, and 90% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 1% are attached homes such as townhomes. Mobile homes make up 2% of the housing units.

The median home in Murray County was built in 1963. 70% of homes in Murray County were built before 1980, and 11% were built in 2000 or later. The most common building period is 1939 or earlier, with 1,160 homes.

82% of occupied homes in Murray County are owner-occupied. The median owner-occupied home in Murray County is valued at $179,400. Among occupied homes in Murray County, 32% heat with utility gas, 12% with electricity, 42% with bottled or tank gas, 9% with fuel oil and 2% with wood.

• Year-built table and more on the Murray County page

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040).

The Lakes is in Murray County, so the county ratings below apply to it. Murray County scores 75 of 100 for hail in FEMA's National Risk Index, which ranks 38th of 87 Minnesota counties. Murray County scores 41.4 of 100 for strong wind in FEMA's National Risk Index, which ranks 57th of 87 Minnesota counties. Murray County scores 75.6 of 100 for winter weather in FEMA's National Risk Index, which ranks 32nd of 87 Minnesota counties. Of the perils listed here, the highest score in Murray County is for tornado, at 83.7 of 100.

Murray County averages 30.6 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Murray County is 44.6°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

The nearest other cities we serve, by straight-line distance, are Currie (5 miles), Garvin (6 miles), Tracy (8.5 miles), Dovray (9.8 miles), Slayton (10 miles), Balaton (11 miles), Hadley (12 miles) and Avoca (13 miles). The other Murray County communities we serve are Avoca, Chandler, Currie, Dovray, Fulda, Hadley, Iona, Lake Wilson and Slayton.

• Currie 5 mi
• Garvin 6 mi
• Tracy 8.5 mi
• Dovray 9.8 mi
• Slayton 10 mi
• Balaton 11 mi
• Hadley 12 mi
• Avoca 13 mi
• Walnut Grove 13 mi
• Westbrook 15 mi

Our Marshall office is at 408 E Main St Ste 3, Marshall, MN 56258, about 21 miles from The Lakes. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (507) 606-2707.

• Marshall office: address, hours and map