Gutters, roofing, siding and windows in Harding, MN

• Gutters in Harding

  Morrison County averages 32.1 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in Harding

  2 of the 8 hail events on record within 10 miles of Harding from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in Harding

  The strongest thunderstorm wind on record within 10 miles of Harding from 2016 through September 22, 2025 was 75 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in Harding

  53% of homes in ZIP code 56364 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

Our pages cover 1 ZIP code of Harding: 56364. ZIP code 56364 has 2,140 households; its median home was built in 1978, and 85% of its housing units are single-family detached. The median home value in ZIP code 56364 is $239,500, and 85% of its occupied homes are owner-occupied. The median owner-occupied home in Harding is valued at $159,700.

• ZIP code 56364

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area (a ZIP code can extend beyond the city); ZIP list and address points from the Census address file.

The NOAA Storm Events Database records 8 hail events, 13 thunderstorm-wind events and no tornadoes within 10 miles of Harding from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 2.5 inches on June 1, 2020, near Harding. 2 of those hail events had hail 1.5 inches or larger.

The closest event to the center of Harding was 1.25 in hail on August 11, 2023, less than 1 mile away near Harding. The most recent hail event within 10 miles of Harding was on August 11, 2023: 1.25 in hail near Harding. The most recent thunderstorm-wind event within 10 miles of Harding was on August 29, 2024, near Harding. The strongest thunderstorm wind recorded within 10 miles of Harding in that period was 75 mph. The busiest year was 2020, with 5 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Morrison County has 16,204 housing units, and 83% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 3% are attached homes such as townhomes. Mobile homes make up 5% of the housing units.

The median home in Morrison County was built in 1978. 53% of homes in Morrison County were built before 1980, and 23% were built in 2000 or later. The most common building period is 1939 or earlier, with 3,119 homes.

81% of occupied homes in Morrison County are owner-occupied. The median owner-occupied home in Morrison County is valued at $237,000. Among occupied homes in Morrison County, 40% heat with utility gas, 13% with electricity, 28% with bottled or tank gas, 5% with fuel oil and 11% with wood.

• Year-built table and more on the Morrison County page

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040).

Harding is in Morrison County, so the county ratings below apply to it. Morrison County scores 76.3 of 100 for hail in FEMA's National Risk Index, which ranks 34th of 87 Minnesota counties. Morrison County scores 68 of 100 for strong wind in FEMA's National Risk Index, which ranks 40th of 87 Minnesota counties. Morrison County scores 27.8 of 100 for winter weather in FEMA's National Risk Index, which ranks 82nd of 87 Minnesota counties. Of the perils listed here, the highest score in Morrison County is for lightning, at 88.5 of 100.

Morrison County averages 32.1 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Morrison County is 42.5°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

The nearest other cities we serve, by straight-line distance, are Lastrup (5.6 miles), Pierz (10 miles), Hillman (11 miles), Genola (11 miles), Vineland (13 miles), Buckman (16 miles), Fort Ripley (16 miles) and Garrison (16 miles). The other Morrison County communities we serve are Bowlus, Buckman, Elmdale, Flensburg, Genola, Hillman, Lastrup, Little Falls, Motley, Pierz, Randall, Royalton, Sobieski, Swanville and Upsala.

• Lastrup 5.6 mi
• Pierz 10 mi
• Hillman 11 mi
• Genola 11 mi
• Vineland 13 mi
• Buckman 16 mi
• Fort Ripley 16 mi
• Garrison 16 mi
• Little Falls 18 mi
• Onamia 18 mi

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 18 miles from Harding. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map