Gutters, roofing, siding and windows in Finland, MN

• Gutters in Finland

  Lake County averages 31.9 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in Finland

  Neither of the 2 hail events on record within 10 miles of Finland from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in Finland

  The strongest thunderstorm wind on record within 10 miles of Finland from 2016 through September 22, 2025 was 64 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in Finland

  65% of homes in Lake County were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

The median owner-occupied home in Finland is valued at $122,600.

The NOAA Storm Events Database records 2 hail events, 4 thunderstorm-wind events and no tornadoes within 10 miles of Finland from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 1 inch on July 22, 2023, near Silver Bay.

The closest event to the center of Finland was 64 mph wind on July 26, 2016, 1.3 miles away near Finland. The most recent hail event within 10 miles of Finland was on July 22, 2023: 1 in hail near Silver Bay. The most recent thunderstorm-wind event within 10 miles of Finland was on May 15, 2025, near Silver Bay. The busiest year was 2025, with 2 events in all.

Apart from those database entries, NOAA weather radar indicated hail of 1 inch or larger over Finland on 1 day from January 2025 on, most recently July 27, 2026. A radar indication is an estimate, not a report from the ground, and the counts and tables on this page do not include it.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); NOAA MRMS radar hail estimates.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Lake County has 7,405 housing units, and 87% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 2% are attached homes such as townhomes. Mobile homes make up 3% of the housing units.

The median home in Lake County was built in 1970. 65% of homes in Lake County were built before 1980, and 17% were built in 2000 or later. The most common building period is 1950–1959, with 1,520 homes.

84% of occupied homes in Lake County are owner-occupied. The median owner-occupied home in Lake County is valued at $222,900. Among occupied homes in Lake County, 43% heat with utility gas, 14% with electricity, 29% with bottled or tank gas, 5% with fuel oil and 7% with wood.

• Year-built table and more on the Lake County page

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040).

Finland is in Lake County, so the county ratings below apply to it. Lake County scores 20.6 of 100 for hail in FEMA's National Risk Index, which ranks 85th of 87 Minnesota counties. Lake County scores 89.4 of 100 for strong wind in FEMA's National Risk Index, which ranks 12th of 87 Minnesota counties. Lake County scores 83.2 of 100 for winter weather in FEMA's National Risk Index, which ranks 18th of 87 Minnesota counties. Of the perils listed here, the highest score in Lake County is for strong wind, at 89.4 of 100.

Lake County averages 31.9 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Lake County is 36.6°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

The nearest other cities we serve, by straight-line distance, are Silver Bay (9.4 miles), Beaver Bay (12 miles), Lutsen (32 miles), Two Harbors (34 miles), Babbitt (35 miles), Hoyt Lakes (41 miles), Knife River (41 miles) and Winton (43 miles). The other Lake County communities we serve are Beaver Bay, Knife River, Silver Bay and Two Harbors.

• Silver Bay 9.4 mi
• Beaver Bay 12 mi
• Lutsen 32 mi
• Two Harbors 34 mi
• Babbitt 35 mi
• Hoyt Lakes 41 mi
• Knife River 41 mi
• Winton 43 mi
• Ely 43 mi
• Rice Lake 54 mi

Our Duluth office is at 314 W Superior St #913, Duluth, MN 55802, about 59 miles from Finland. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Duluth office: address, hours and map