Gutters, roofing, siding and windows in Effie, MN

• Gutters in Effie

  Itasca County averages 28.9 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in Effie

  Neither of the 2 hail events on record within 10 miles of Effie from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in Effie

  The strongest thunderstorm wind on record within 10 miles of Effie from 2016 through September 22, 2025 was 70 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in Effie

  53% of homes in Itasca County were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

The median owner-occupied home in Effie is valued at $127,500.

The NOAA Storm Events Database records 2 hail events, 6 thunderstorm-wind events and no tornadoes within 10 miles of Effie from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 0.88 inches on September 14, 2017, near Effie.

The closest event to the center of Effie was 0.88 in hail on September 14, 2017, less than 1 mile away near Effie. The most recent hail event within 10 miles of Effie was on June 29, 2018: 0.75 in hail near Bigfork. The most recent thunderstorm-wind event within 10 miles of Effie was on June 24, 2022, near Bigfork. The strongest thunderstorm wind recorded within 10 miles of Effie in that period was 70 mph. The busiest year was 2018, with 2 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Itasca County has 25,589 housing units, and 81% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 1% are attached homes such as townhomes. Mobile homes make up 8% of the housing units.

The median home in Itasca County was built in 1979. 53% of homes in Itasca County were built before 1980, and 23% were built in 2000 or later. The most common building period is 1970–1979, with 4,616 homes.

82% of occupied homes in Itasca County are owner-occupied. The median owner-occupied home in Itasca County is valued at $212,000. Among occupied homes in Itasca County, 39% heat with utility gas, 17% with electricity, 27% with bottled or tank gas, 7% with fuel oil and 9% with wood.

• Year-built table and more on the Itasca County page

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040).

Effie is in Itasca County, so the county ratings below apply to it. Itasca County scores 53.8 of 100 for hail in FEMA's National Risk Index, which ranks 66th of 87 Minnesota counties. Itasca County scores 88 of 100 for strong wind in FEMA's National Risk Index, which ranks 13th of 87 Minnesota counties. Itasca County scores 60.3 of 100 for winter weather in FEMA's National Risk Index, which ranks 56th of 87 Minnesota counties. Of the perils listed here, the highest score in Itasca County is for cold wave, at 96.7 of 100.

Itasca County averages 28.9 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Itasca County is 38.9°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

The nearest other cities we serve, by straight-line distance, are Bigfork (6.5 miles), Big Falls (25 miles), Inger (25 miles), Mizpah (27 miles), Squaw Lake (28 miles), Northome (29 miles), Nett Lake (32 miles) and Deer River (35 miles). The other Itasca County communities we serve are Ball Club, Bigfork, Bovey, Calumet, Cohasset, Coleraine, Deer River, Goodland, Grand Rapids, Inger, Keewatin, La Prairie, Marble, Nashwauk, Squaw Lake, Taconite, Warba and Zemple.

• Bigfork 6.5 mi
• Big Falls 25 mi
• Inger 25 mi
• Mizpah 27 mi
• Squaw Lake 28 mi
• Northome 29 mi
• Nett Lake 32 mi
• Deer River 35 mi
• Zemple 37 mi
• Funkley 37 mi

Our Duluth office is at 314 W Superior St #913, Duluth, MN 55802, about 103 miles from Effie. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Duluth office: address, hours and map