Gutters, roofing, siding and windows in Bingham Lake, MN

• Gutters in Bingham Lake

  Cottonwood County averages 31.7 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in Bingham Lake

  1 of the 19 hail events on record within 10 miles of Bingham Lake from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in Bingham Lake

  The strongest thunderstorm wind on record within 10 miles of Bingham Lake from 2016 through September 22, 2025 was 85 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in Bingham Lake

  79% of homes in Cottonwood County were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

The median owner-occupied home in Bingham Lake is valued at $225,000.

The NOAA Storm Events Database records 19 hail events, 21 thunderstorm-wind events and 2 tornadoes within 10 miles of Bingham Lake from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 1.5 inches on July 19, 2017, near Windom. 1 of those hail events had hail 1.5 inches or larger.

The closest event to the center of Bingham Lake was 74 mph wind on June 14, 2016, 1.3 miles away near Bingham Lake. The most recent hail event within 10 miles of Bingham Lake was on September 21, 2025: 1 in hail near Windom. The most recent thunderstorm-wind event within 10 miles of Bingham Lake was on September 4, 2025, near Windom. The strongest thunderstorm wind recorded within 10 miles of Bingham Lake in that period was 85 mph. The busiest year was 2022, with 9 events in all.

Apart from those database entries, NOAA weather radar indicated hail of 1 inch or larger over Bingham Lake on 1 day from January 2025 on, most recently April 28, 2025. A radar indication is an estimate, not a report from the ground, and the counts and tables on this page do not include it.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); NOAA MRMS radar hail estimates.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Cottonwood County has 5,163 housing units, and 85% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 3% are attached homes such as townhomes.

The median home in Cottonwood County was built in 1961. 79% of homes in Cottonwood County were built before 1980, and 7% were built in 2000 or later. The most common building period is 1939 or earlier, with 1,376 homes.

76% of occupied homes in Cottonwood County are owner-occupied. The median owner-occupied home in Cottonwood County is valued at $154,000. Among occupied homes in Cottonwood County, 63% heat with utility gas, 12% with electricity, 19% with bottled or tank gas, 3% with fuel oil and 1% with wood.

• Year-built table and more on the Cottonwood County page

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040).

Bingham Lake is in Cottonwood County, so the county ratings below apply to it. Cottonwood County scores 75.2 of 100 for hail in FEMA's National Risk Index, which ranks 37th of 87 Minnesota counties. Cottonwood County scores 53.6 of 100 for strong wind in FEMA's National Risk Index, which ranks 46th of 87 Minnesota counties. Cottonwood County scores 78.4 of 100 for winter weather in FEMA's National Risk Index, which ranks 25th of 87 Minnesota counties. Of the perils listed here, the highest score in Cottonwood County is for tornado, at 80.3 of 100.

Cottonwood County averages 31.7 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Cottonwood County is 45.6°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

The nearest other cities we serve, by straight-line distance, are Windom (4.4 miles), Fish Lake (4.8 miles), Mountain Lake (6.3 miles), Wilder (9.8 miles), Jeffers (13 miles), Butterfield (13 miles), Darfur (14 miles) and Odin (15 miles). The other Cottonwood County communities we serve are Jeffers, Mountain Lake, Storden, Westbrook and Windom.

• Windom 4.4 mi
• Fish Lake 4.8 mi
• Mountain Lake 6.3 mi
• Wilder 9.8 mi
• Jeffers 13 mi
• Butterfield 13 mi
• Darfur 14 mi
• Odin 15 mi
• Comfrey 16 mi
• Heron Lake 16 mi

Our Marshall office is at 408 E Main St Ste 3, Marshall, MN 56258, about 52 miles from Bingham Lake. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (507) 606-2707.

• Marshall office: address, hours and map