Gutters, roofing, siding and windows in Roy Lake, MN

• Gutters in Roy Lake

  Clearwater County averages 27.9 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in Roy Lake

  None of the 13 hail events on record within 10 miles of Roy Lake from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in Roy Lake

  The strongest thunderstorm wind on record within 10 miles of Roy Lake from 2016 through September 22, 2025 was 90 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in Roy Lake

  61% of homes in ZIP code 56557 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

Our pages cover 1 ZIP code of Roy Lake: 56557. ZIP code 56557 has 958 households; its median home was built in 1971, and 76% of its housing units are single-family detached. The median home value in ZIP code 56557 is $121,100, and 68% of its occupied homes are owner-occupied. The median owner-occupied home in Roy Lake is valued at $266,700.

• ZIP code 56557

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area (a ZIP code can extend beyond the city); ZIP list and address points from the Census address file.

The NOAA Storm Events Database records 13 hail events, 7 thunderstorm-wind events and 1 tornado within 10 miles of Roy Lake from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 1.25 inches on June 21, 2017, near Pine Bend.

The closest event to the center of Roy Lake was 69 mph wind on June 29, 2018, less than 1 mile away near Roy Lake. The most recent hail event within 10 miles of Roy Lake was on August 11, 2025: 1 in hail near Naytahwaush. The most recent thunderstorm-wind event within 10 miles of Roy Lake was on June 20, 2025, near South End. The strongest thunderstorm wind recorded within 10 miles of Roy Lake in that period was 90 mph. The busiest year was 2018, with 6 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Clearwater County has 4,449 housing units, and 78% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 1% are attached homes such as townhomes. Mobile homes make up 13% of the housing units.

The median home in Clearwater County was built in 1980. 50% of homes in Clearwater County were built before 1980, and 23% were built in 2000 or later. The most common building period is 1970–1979, with 726 homes.

81% of occupied homes in Clearwater County are owner-occupied. The median owner-occupied home in Clearwater County is valued at $177,100. Among occupied homes in Clearwater County, 18% heat with utility gas, 21% with electricity, 37% with bottled or tank gas, 7% with fuel oil and 14% with wood.

• Year-built table and more on the Clearwater County page

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040).

Roy Lake is in Clearwater County, so the county ratings below apply to it. Clearwater County scores 23.8 of 100 for hail in FEMA's National Risk Index, which ranks 83rd of 87 Minnesota counties. Clearwater County scores 15.4 of 100 for strong wind in FEMA's National Risk Index, which ranks 81st of 87 Minnesota counties. Clearwater County scores 50.5 of 100 for winter weather in FEMA's National Risk Index, which ranks 64th of 87 Minnesota counties. Of the perils listed here, the highest score in Clearwater County is for tornado, at 52.1 of 100.

Clearwater County averages 27.9 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Clearwater County is 38.8°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

The nearest other cities we serve, by straight-line distance, are West Roy Lake (2.5 miles), South End (3 miles), Rice Lake (4.9 miles), Naytahwaush (5.4 miles), The Ranch (7.1 miles), Pine Bend (7.7 miles), Twin Lakes (8.2 miles) and Midway (11 miles). The other Clearwater County communities we serve are Bagley, Clearbrook, Ebro, Gonvick, Leonard, Rice Lake, Shevlin and South End.

• West Roy Lake 2.5 mi
• South End 3 mi
• Rice Lake 4.9 mi
• Naytahwaush 5.4 mi
• The Ranch 7.1 mi
• Pine Bend 7.7 mi
• Twin Lakes 8.2 mi
• Midway 11 mi
• Elbow Lake 12 mi
• Ebro 12 mi

Our Brainerd office is at 217 S 7th St, Brainerd, MN 56401, about 92 miles from Roy Lake. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (218) 833-2997.

• Brainerd office: address, hours and map