Gutters, roofing, siding and windows in Center City, MN

• Gutters in Center City

  Chisago County averages 32.7 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in Center City

  2 of the 20 hail events on record within 10 miles of Center City from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in Center City

  The strongest thunderstorm wind on record within 10 miles of Center City from 2016 through September 22, 2025 was 75 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in Center City

  55% of homes in ZIP code 55012 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

Our pages cover 1 ZIP code of Center City: 55012. ZIP code 55012 has 732 households; its median home was built in 1977, and 91% of its housing units are single-family detached. The median home value in ZIP code 55012 is $367,500, and 90% of its occupied homes are owner-occupied. The median owner-occupied home in Center City is valued at $327,500.

• ZIP code 55012

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area (a ZIP code can extend beyond the city); ZIP list and address points from the Census address file.

The NOAA Storm Events Database records 20 hail events, 22 thunderstorm-wind events and 3 tornadoes within 10 miles of Center City from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 1.75 inches on July 27, 2023, near Center City. 2 of those hail events had hail 1.5 inches or larger.

The closest event to the center of Center City was 58 mph wind on August 11, 2023, less than 1 mile away near Center City. The most recent hail event within 10 miles of Center City was on July 3, 2025: 1 in hail near Lindstrom. The most recent thunderstorm-wind event within 10 miles of Center City was on September 21, 2024, near Lindstrom. The strongest thunderstorm wind recorded within 10 miles of Center City in that period was 75 mph. The busiest year was 2022, with 12 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Chisago County has 22,711 housing units, and 81% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 6% are attached homes such as townhomes. Mobile homes make up 5% of the housing units.

The median home in Chisago County was built in 1992. 36% of homes in Chisago County were built before 1980, and 30% were built in 2000 or later. The most common building period is 1990–1999, with 5,455 homes.

86% of occupied homes in Chisago County are owner-occupied. The median owner-occupied home in Chisago County is valued at $326,600. Among occupied homes in Chisago County, 66% heat with utility gas, 12% with electricity, 17% with bottled or tank gas, 1% with fuel oil and 3% with wood.

• Year-built table and more on the Chisago County page

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040).

Center City is in Chisago County, so the county ratings below apply to it. Chisago County scores 76.3 of 100 for hail in FEMA's National Risk Index, which ranks 33rd of 87 Minnesota counties. Chisago County scores 76.8 of 100 for strong wind in FEMA's National Risk Index, which ranks 26th of 87 Minnesota counties. Chisago County scores 42.8 of 100 for winter weather in FEMA's National Risk Index, which ranks 72nd of 87 Minnesota counties. Of the perils listed here, the highest score in Chisago County is for strong wind, at 76.8 of 100.

Chisago County averages 32.7 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Chisago County is 43.7°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

The nearest other cities we serve, by straight-line distance, are Lindstrom (1.7 miles), Shafer (3 miles), Chisago City (5.3 miles), Taylors Falls (7.4 miles), Stacy (7.9 miles), Wyoming (8.8 miles), Scandia (9.7 miles) and North Branch (11 miles). The other Chisago County communities we serve are Chisago City, Harris, Lindstrom, North Branch, Rush City, Shafer, Stacy, Taylors Falls and Wyoming.

• Lindstrom 1.7 mi
• Shafer 3 mi
• Chisago City 5.3 mi
• Taylors Falls 7.4 mi
• Stacy 7.9 mi
• Wyoming 8.8 mi
• Scandia 9.7 mi
• North Branch 11 mi
• Forest Lake 12 mi
• Martin Lake 13 mi

Our Farmington office is at 821 3rd St, Farmington, MN 55024, about 55 miles from Center City. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (651) 998-8500.

• Farmington office: address, hours and map