Gutters, roofing, siding and windows in Ham Lake, MN

• Gutters in Ham Lake

  Anoka County averages 30.6 inches of precipitation a year (NOAA 1991–2020 normals). One inch of rain on 1,000 square feet of roof is about 623 gallons of water for the gutters to carry.

• Roofing in Ham Lake

  17 of the 56 hail events on record within 10 miles of Ham Lake from 2016 through March 31, 2026 had hail 1.5 inches or larger. The National Weather Service counts hail of 1 inch or larger as severe.

• Siding in Ham Lake

  The strongest thunderstorm wind on record within 10 miles of Ham Lake from 2016 through September 22, 2025 was 75 mph. The National Weather Service counts a thunderstorm wind of 58 mph or more as severe.

• Windows in Ham Lake

  27% of homes in ZIP code 55304 were built before 1980. A home built before 1980 was built before the energy codes in force today were written.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025); American Community Survey 2023, 5-year; NOAA 1991–2020 climate normals.

Our pages cover 1 ZIP code of Ham Lake: 55304. ZIP code 55304 has 17,024 households; its median home was built in 1993, and 89% of its housing units are single-family detached. The median home value in ZIP code 55304 is $402,600, and 94% of its occupied homes are owner-occupied. The median owner-occupied home in Ham Lake is valued at $430,100.

• ZIP code 55304

Source: American Community Survey 2023, 5-year, by ZIP Code Tabulation Area (a ZIP code can extend beyond the city); ZIP list and address points from the Census address file.

The NOAA Storm Events Database records 56 hail events, 35 thunderstorm-wind events and 7 tornadoes within 10 miles of Ham Lake from 2016 through March 31, 2026 for hail and through September 22, 2025 for thunderstorm wind and tornadoes. The largest hail on record there in that period was 2 inches on August 5, 2019, near Ham Lake. 17 of those hail events had hail 1.5 inches or larger.

The closest event to the center of Ham Lake was 1 in hail on July 18, 2020, 1.8 miles away near Ham Lake. The most recent hail event within 10 miles of Ham Lake was on August 15, 2025: 1 in hail near Coon Rapids. The most recent thunderstorm-wind event within 10 miles of Ham Lake was on July 28, 2025, near Blaine. The strongest thunderstorm wind recorded within 10 miles of Ham Lake in that period was 75 mph. The busiest year was 2019, with 25 events in all.

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Source: NOAA Storm Events Database (hail events through March 31, 2026; thunderstorm-wind and tornado events through September 22, 2025).

Anoka County has 140,246 housing units, and 69% of them are single-family detached homes (American Community Survey 2023, 5-year). Another 12% are attached homes such as townhomes. Mobile homes make up 3% of the housing units.

The median home in Anoka County was built in 1985. 41% of homes in Anoka County were built before 1980, and 25% were built in 2000 or later. The most common building period is 1990–1999, with 24,167 homes.

80% of occupied homes in Anoka County are owner-occupied. The median owner-occupied home in Anoka County is valued at $325,800. Among occupied homes in Anoka County, 83% heat with utility gas, 12% with electricity and 2% with bottled or tank gas.

• Year-built table and more on the Anoka County page

Source: American Community Survey 2023, 5-year (tables B25024, B25034, B25035, B25003, B25077, B25040).

Ham Lake is in Anoka County, so the county ratings below apply to it. Anoka County scores 96.2 of 100 for hail in FEMA's National Risk Index, which ranks 5th of 87 Minnesota counties. Anoka County scores 98.8 of 100 for strong wind in FEMA's National Risk Index, which ranks 3rd of 87 Minnesota counties. Anoka County scores 84.1 of 100 for winter weather in FEMA's National Risk Index, which ranks 16th of 87 Minnesota counties. Of the perils listed here, the highest score in Anoka County is for strong wind, at 98.8 of 100.

Anoka County averages 30.6 inches of precipitation a year (NOAA 1991–2020 normals). The average annual temperature in Anoka County is 44.5°F.

Source: FEMA National Risk Index, 2026 release; rank among the state's counties computed from the scores; NOAA 1991–2020 climate normals.

The nearest other cities we serve, by straight-line distance, are Blaine (5.9 miles), Andover (6 miles), Columbus (6.1 miles), East Bethel (7 miles), Coon Rapids (7.5 miles), Lexington (8.2 miles), Circle Pines (8.3 miles) and Lino Lakes (8.4 miles). The other Anoka County communities we serve are Andover, Anoka, Bethel, Blaine, Centerville, Circle Pines, Columbia Heights, Columbus, Coon Rapids, East Bethel, Fridley, Hilltop, Lexington, Lino Lakes, Martin Lake, Nowthen, Oak Grove, Ramsey, Spring Lake Park and St. Francis.

• Blaine 5.9 mi
• Andover 6 mi
• Columbus 6.1 mi
• East Bethel 7 mi
• Coon Rapids 7.5 mi
• Lexington 8.2 mi
• Circle Pines 8.3 mi
• Lino Lakes 8.4 mi
• Oak Grove 8.4 mi
• Anoka 9.5 mi

Our Farmington office is at 821 3rd St, Farmington, MN 55024, about 43 miles from Ham Lake. Its hours are Monday–Friday 7:00 AM–7:00 PM. You can reach that office at (651) 998-8500.

• Farmington office: address, hours and map